Macquarie
Macquarie Platinum Card
Macquarie · cred and chrg cards
Provider last updated this product 2026-03-13.
The Macquarie Platinum Rewards Credit Card is designed for customers who are willing to consider incurring (and are in a financial position to pay) a higher annual fee and/or interest rates in order to obtain the additional benefits of a rewards credit card.
Lending rates
| Type | Rate | Comparison | Purpose | Repayment | Fixed term | Applies to | Interest |
|---|---|---|---|---|---|---|---|
| PURCHASE | 20.70% | - | OTHER | OTHER | - | - | calculated daily, paid monthly |
| CASH ADVANCE | 20.70% | - | OTHER | OTHER | - | - | calculated daily, paid monthly |
Fees
| Fee | Type | Amount | Details |
|---|---|---|---|
| Annual Fee Primary Cardholder | PERIODIC | $149 | - |
| Cash advance fee | CASH_ADVANCE | 3.00% | $5.00 or 3% of the value of the transaction, whichever is the greater. |
| International purchase fee | PURCHASE | $0 | We don't charge fees for card purchases made or processed outside Australia but others, such as the banks of international merchants and foreign ATM operators, may charge fees for these transactions. |
| Late payment fee | LATE_PAYMENT | $20 | - |
Rate history
The figures behind this chart
| From | Until | Rate |
|---|---|---|
| 2026-07-15 | 2026-09-30 (current) | 20.70% |
Published figures as captured daily since 2026-07-15. A step is the day the provider's published figure changed; days without a published figure carry the last published value.
Features
- We don't charge international purchase fees when you shop overseas or with international online retailers. Receive the Visa foreign exchange rate, with no additional fees or charges.
- Concierge Service.
Who can apply
- min income - 50000.00Earn a minimum taxable income of $50,000 per annum.
- residency status - Must be permanent resident of Australia.
- min age - 18
- otherApproval is subject to Macquarie credit criteria and suitability assessment.
- otherCredit cards may be made available for Macquarie home loan customers, Business Bank clients and Private Bank clients.
Limits
- min limit - 6000.00The credit limit we give you will depend on your ability to meet your repayments.
Bundled with
- Offset Home Loan PackageIf you have a Macquarie Offset Home Loan Package, your Credit Card Annual fee is waived (for the Macquarie Black Card and Macquarie Platinum Card) for the period you hold this package with us.
The provider's own documents
Published by the provider under the Consumer Data Right. These are their documents, not ours - they are the authority on this product.
Last updated by data holder: 2026-03-13T00:01:00.001Z · Product ID: 498415VGSGLD