BankWAW
Back to Basics Owner Occupied
BankWAW · residential mortgages
Provider last updated this product 2026-09-10.
Back to Basics Owner Occupied
Lending rates
| Type | Rate | Comparison^ | Purpose | Repayment | Fixed term | Applies to | Interest |
|---|---|---|---|---|---|---|---|
| INTRODUCTORY | 5.79% | 6.01% | OWNER OCCUPIED | PRINCIPAL AND INTEREST | 24 months | LVR 1% - 60% | calculated daily |
| VARIABLE | 5.99% | 6.05% | OWNER OCCUPIED | PRINCIPAL AND INTEREST | - | LVR 1% - 80% | calculated daily |
Fees
| Fee | Type | Amount | Details |
|---|---|---|---|
| HOME_LOAN_APPLICATION_FEE_-_NEW_APPLICATIONS | EVENT | $600 | - |
| LOAN_DISCHARGE_FEE_____REGISTRATION_OR_SETTLEMENT | EVENT | $250 | Plus out of pocket expenses |
| HOME_LOAN_TOP_UP_FEE_____EXISTING_LOAN | EVENT | $300 | - |
| LOAN_REDRAW_FACILITY_FEE_ONLINE | TRANSACTION | $10 | - |
| LOAN_REDRAW_FACILITY_FEE_OVER_COUNTER | TRANSACTION | $20 | - |
| LOAN_SUBSTITUTION_OF_PROPERTY_MORTGAGE_FEE | UPFRONT | $300 | - |
| LOAN_VARIATION_FEE | EVENT | $600 | - |
| LOAN_LEGAL_FEES,_VALUATIONS,_SURVEYS,_AND_SETTLEMENT_FEES | CASH_ADVANCE | $0 | - |
| LOAN_VALUATION_FEE | CASH_ADVANCE | $0 | - |
Rate history
Rate Comparison rate
The figures behind this chart
| From | Until | Rate | Comparison |
|---|---|---|---|
| 2026-08-09 | 2026-09-30 (current) | 5.79% | 6.01% |
Published figures as captured daily since 2026-08-09. A step is the day the provider's published figure changed; days without a published figure carry the last published value.
Features
Who can apply
- min age - 18
Limits
- min limit - 45000.00
- max limit - 3500000.00
The provider's own documents
Published by the provider under the Consumer Data Right. These are their documents, not ours - they are the authority on this product.
Last updated by data holder: 2026-09-10T17:08:12.000+10:00 · Product ID: L6_OOCC