Subaru Financial Services
Subaru Crosstrek & Impreza 3.99% Comparison Rate
Subaru Financial Services · pers loans
Provider last updated this product 2026-08-12.
Consumer loan finance offer available for a limited time only, designed to help customers purchase a new or demonstrator asset for personal use. The loan features a fixed interest rate and no deposit requirement. Terms and conditions apply.
Lending rates
| Type | Rate | Comparison^ | Purpose | Repayment | Fixed term | Applies to | Interest |
|---|---|---|---|---|---|---|---|
| FIXED | 3.98% | 3.99% | OTHER | PRINCIPAL AND INTEREST | 48 months | - | calculated daily, paid monthly |
| Finance offer for a Consumer Loan on a 2, 3 and 4 year term. The comparison rate is based on a secured consumer fixed rate loan of $30,000 over a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Credit criteria, fees, charges and terms and conditions apply. Offer cannot be combined with any other discounts, promotions, or special offers. Available on new and demonstrator Subaru Impreza and Crosstrek vehicles (excluding Hybrid variants). Finance to approved applicants only (excluding government, fleet and rental buyers). Finance applications must be approved and settled by 31 October 2026. No minimum deposit required. Balloons are not eligible under this offer. | |||||||
Fees
| Fee | Type | Amount | Details |
|---|---|---|---|
| Establishment fee | UPFRONT | $0 | - |
| Introducer origination fee | UPFRONT | - | The origination fee will vary based on your introducer. |
| Personal Property Securities Register (PPSR) fee | UPFRONT | $6 | Fee payable for each security to be registered as a security interest on the PPSR website. |
| Security registration administration fee | UPFRONT | $3.95 | Fee payable for each security to be registered as a security interest on the PPSR website. |
| Monthly repayment fee | PERIODIC | $0 | Payable each time a monthly repayment is due. |
| Fortnightly repayment fee | PERIODIC | $0 | Payable each time a fortnightly repayment is due. |
| Dishonour fee | DISHONOUR | $25 | Payable each time a payment instruction is dishonoured. |
| Early termination fee | EXIT | - | Payable if the balance outstanding is repaid in full 3 months or more before the end of the loan term. The early termination fee is calculated as $200 plus (4% of the total amount financed) x (number of days remaining in the loan term / total number of days in the loan term). |
Rate history
Rate Comparison rate
The figures behind this chart
| From | Until | Rate | Comparison |
|---|---|---|---|
| 2026-09-25 | 2026-09-30 (current) | 3.98% | 3.99% |
Published figures as captured daily since 2026-09-25. A step is the day the provider's published figure changed; days without a published figure carry the last published value.
Features
- Have the certainty of a fixed interest rate and repayment amount for the life of the loan.
- Repayments can be made fortnightly or monthly, giving flexibility to manage your payment options.
- Where available, additional finance inclusions such as comprehensive insurance and extended warranties may be included in the total amount financed, subject to credit criteria.
Who can apply
- min age - 18All applicants are required to be 18 years or over.
- natural personApplicants must be a natural person. Consumer loans are available for individuals and co-borrowers.
- residency status - Applicants must be an Australian or New Zealand citizen, or a permanent Australian resident, or hold an acceptable visa that is valid for the loan term. Applicants must reside in Australia.
- otherApplicants must hold a valid licence suitable for the asset being financed.
Limits
- min limit - 20000.00Minimum loan amount for new or demonstrator Subaru Impreza and Crosstrek vehicles (excluding Hybrid variants).
- max limit - 60000.00Maximum loan amount for new or demonstrator Subaru Impreza and Crosstrek vehicles (excluding Hybrid variants).
The provider's own documents
Published by the provider under the Consumer Data Right. These are their documents, not ours - they are the authority on this product.
Last updated by data holder: 2026-08-12T02:32:01.329Z · Product ID: 986ef6aa-fc52-4229-90cf-a2d4d107b2dc