Border Bank
Term Deposit
Border Bank · term deposits
Provider last updated this product 2026-09-02.
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Border Bank's website. Confirm the rate and fees with them
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Bank of Border Bank Investment Accounts are designed to make your money work as hard for you as you worked to get it. With terms of 3, 4, 5, 6, 7, 9, 12, 36, 48 and 60 months – interest paid at maturity, 6 months or every month – a Border Bank Term Deposit is as flexible as you require it to be.
Deposit rates
| Type | Rate | Term | Calculated | Applies to | Conditions | Interest |
|---|---|---|---|---|---|---|
| FIXED | 5.20% | 9 months | daily | $10,000 - $500,000 | Balance $10,000 or more - I10 Interest Paid Every Month | calculated daily, paid monthly |
| Balance $10,000 or more - I10 Interest Paid Every Month | ||||||
| FIXED | 1.40% | 2 months | daily | $20,000 - $500,000 | Balance $20,000 or more - I60 Interest Paid at Maturity | calculated daily |
| Balance $20,000 or more - I60 Interest Paid at Maturity | ||||||
| FIXED | 4.85% | 6 months | daily | $10,000 - $500,000 | Balance $10,000 or more - I25 Interest Paid at Maturity | calculated daily |
| Balance $10,000 or more - I25 Interest Paid at Maturity | ||||||
| FIXED | 5.00% | 12 months | daily | $10,000 - $500,000 | Balance $10,000 or more - I12 Interest Paid at Maturity | calculated daily |
| Balance $10,000 or more - I12 Interest Paid at Maturity | ||||||
| FIXED | 4.15% | 36 months | daily | $10,000 - $500,000 | Balance $10,000 or more - I53 Interest Paid Every Month | calculated daily, paid monthly |
| Balance $10,000 or more - I53 Interest Paid Every Month | ||||||
| FIXED | 4.25% | 3 months | daily | $1,000 - $10,000 | Balance $1,000 to $9,999 - I2 Interest Paid Every Month | calculated daily, paid monthly |
| Balance $1,000 to $9,999 - I2 Interest Paid Every Month | ||||||
| FIXED | 1.10% | 30 months | daily | $20,000 - $500,000 | Balance $20,000 or more - I63 Interest Paid Monthly | calculated daily, paid monthly |
| Balance $20,000 or more - I63 Interest Paid Monthly | ||||||
| FIXED | 4.95% | 12 months | daily | $10,000 - $500,000 | Balance $10,000 or more - I24 Interest Paid Every Month | calculated daily, paid monthly |
| Balance $10,000 or more - I24 Interest Paid Every Month | ||||||
| FIXED | 4.20% | 48 months | daily | $10,000 - $500,000 | Balance $10,000 or more - I32 Interest Paid Every 6 Months | calculated daily, paid half-yearly |
| Balance $10,000 or more - I32 Interest Paid Every 6 Months | ||||||
| FIXED | 4.20% | 36 months | daily | $10,000 - $500,000 | Balance $10,000 or more - I31 Interest Paid Every 6 Months | calculated daily, paid half-yearly |
| Balance $10,000 or more - I31 Interest Paid Every 6 Months | ||||||
| FIXED | 4.30% | 3 months | daily | $10,000 - $500,000 | Balance $10,000 or more - I5 Interest Paid at Maturity | calculated daily |
| Balance $10,000 or more - I5 Interest Paid at Maturity | ||||||
| FIXED | 4.80% | 6 months | daily | $10,000 - $500,000 | Balance $10,000 or more - I10 Interest Paid Every Month | calculated daily, paid monthly |
| Balance $10,000 or more - I10 Interest Paid Every Month | ||||||
| FIXED | 4.60% | 24 months | daily | $10,000 - $500,000 | Balance $10,000 or more - I29 Interest Paid Every 6 months | calculated daily, paid half-yearly |
| Balance $10,000 or more - I29 Interest Paid Every 6 months | ||||||
| FIXED | 4.25% | 3 months | daily | $10,000 - $500,000 | Balance $10,000 or more - I3 Interest Paid Every Month | calculated daily, paid monthly |
| Balance $10,000 or more - I3 Interest Paid Every Month | ||||||
| FIXED | 4.20% | 60 months | daily | $10,000 - $500,000 | Balance $10,000 or more - I33 Interest Paid Every 6 Months | calculated daily, paid half-yearly |
| Balance $10,000 or more - I33 Interest Paid Every 6 Months | ||||||
| FIXED | 4.15% | 60 months | daily | $10,000 - $500,000 | Balance $10,000 or more - I55 Interest Paid Every Month | calculated daily, paid monthly |
| Balance $10,000 or more - I55 Interest Paid Every Month | ||||||
| FIXED | 4.30% | 3 months | daily | $1,000 - $10,000 | Balance $1,000 to $9,999 - I1 Interest Paid at Maturity | calculated daily |
| Balance $1,000 to $9,999 - I1 Interest Paid at Maturity | ||||||
| FIXED | 4.55% | 24 months | daily | $10,000 - $500,000 | Balance $10,000 or more - I52 Interest Paid Every Month | calculated daily, paid monthly |
| Balance $10,000 or more - I52 Interest Paid Every Month | ||||||
| FIXED | 4.65% | 7 months | daily | $10,000 - $500,000 | Balance $10,000 or more - I5 Interest Paid at Maturity | calculated daily |
| Balance $10,000 or more - I5 Interest Paid at Maturity | ||||||
| FIXED | 5.25% | 4 months | daily | $10,000 - $500,000 | Balance $10,000 or more - I5 Interest Paid at Maturity | calculated daily |
| Balance $10,000 or more - I5 Interest Paid at Maturity | ||||||
| FIXED | 5.25% | 9 months | daily | $10,000 - $500,000 | Balance $10,000 or more - I5 Interest Paid at Maturity | calculated daily |
| Balance $10,000 or more - I5 Interest Paid at Maturity | ||||||
| FIXED | 4.15% | 48 months | daily | $10,000 - $500,000 | Balance $10,000 or more - I54 Interest Paid Every Month | calculated daily, paid monthly |
| Balance $10,000 or more - I54 Interest Paid Every Month | ||||||
| FIXED | 4.30% | 5 months | daily | $10,000 - $500,000 | Balance $10,000 or more - I5 Interest Paid at Maturity | calculated daily |
| Balance $10,000 or more - I5 Interest Paid at Maturity | ||||||
Fees
| Fee | Type | Amount | Details |
|---|---|---|---|
| Penalty Interest | EVENT | 0.10% | Reduced rate for early redemption is 0.10% p.a. |
Rate history
The figures behind this chart
| From | Until | Rate |
|---|---|---|
| 2026-07-15 | 2026-07-20 | 5.10% |
| 2026-08-08 | 2026-10-26 (current) | 5.25% |
Published figures as captured daily since 2026-07-15. A step is the day the provider's published figure changed; days without a published figure carry the last published value.
Features
- Phone Banking. You can check your account details online with Internet Banking – the service is free.
- Contributes to Reduced Fees Program. Simply maintain a combined monthly balance of $5000 or more worth of savings, investments or loans and you will receive more fee free ATM and EFTPOS transactions as well as qualify for fee rebates.
- Resist temptation to dip into funds by locking funds away
Who can apply
- residency status - Australian Citizens
- residency status - Australian Residents
The provider's own documents
- Product overview › (opens in a new tab)
- Terms and conditions › (opens in a new tab)
- Eligibility criteria › (opens in a new tab)
- Fees and pricing › (opens in a new tab)
Published by the provider under the Consumer Data Right. These are their documents, not ours - they are the authority on this product.
Last updated by data holder: 2026-09-02T14:01:29.599Z · Product ID: 797f3952-486a-4683-9bcc-462ad80599fd