Northern Inland Credit Union Ltd.
12 MONTHS Term Deposit with interest paid monthly
Northern Inland Credit Union Ltd. · term deposits
Provider last updated this product 2026-04-22.
Go to provider
You'll complete your application on
NORTHERN INLAND CREDIT UNION LTD.'s website. Confirm the rate and fees with them
before applying.
Take advantage of great fixed returns on term deposits from $5000 on 3 to 24 months terms. Youth deposits from $1000 (under 20 years).
Deposit rates
| Type | Rate | Term | Calculated | Applies to | Conditions | Interest |
|---|---|---|---|---|---|---|
| FIXED | 4.65% | 12 months | daily | $5,000 - $9,999.99, 12 - 12 months | For amounts greater than $249,999.99 please contact any Northern Inland Credit Union branch for the latest interest rates | calculated daily, paid monthly |
| For amounts greater than $249,999.99 please contact any Northern Inland Credit Union branch for the latest interest rates | ||||||
| FIXED | 4.65% | 12 months | daily | $10,000 - $24,999, 12 - 12 months | For amounts greater than $249,999.99 please contact any Northern Inland Credit Union branch for the latest interest rates | calculated daily, paid monthly |
| For amounts greater than $249,999.99 please contact any Northern Inland Credit Union branch for the latest interest rates | ||||||
| FIXED | 4.65% | 12 months | daily | $24,999.01 - $49,999.99, 12 - 12 months | For amounts greater than $249,999.99 please contact any Northern Inland Credit Union branch for the latest interest rates | calculated daily, paid monthly |
| For amounts greater than $249,999.99 please contact any Northern Inland Credit Union branch for the latest interest rates | ||||||
| FIXED | 4.65% | 12 months | daily | $50,000 - $99,999, 12 - 12 months | For amounts greater than $249,999.99 please contact any Northern Inland Credit Union branch for the latest interest rates | calculated daily, paid monthly |
| For amounts greater than $249,999.99 please contact any Northern Inland Credit Union branch for the latest interest rates | ||||||
| FIXED | 4.65% | 12 months | daily | $99,999.01 - $250,000, 12 - 12 months | For amounts greater than $249,999.99 please contact any Northern Inland Credit Union branch for the latest interest rates | calculated daily, paid monthly |
| For amounts greater than $249,999.99 please contact any Northern Inland Credit Union branch for the latest interest rates | ||||||
Rate history
The figures behind this chart
| From | Until | Rate |
|---|---|---|
| 2026-07-15 | 2026-10-26 (current) | 4.65% |
Published figures as captured daily since 2026-07-15. A step is the day the provider's published figure changed; days without a published figure carry the last published value.
Features
- Deposits to this account are covered under the Australian Financial Claims Scheme up to $250,000 in total balances for each account holder at Northern Inland Credit Union
- If you withdraw funds prior to maturity, interest is recalculated at the On Call Savings Account rate, except on hardship grounds at our discretion
Who can apply
- residency status - AUIndividuals must be citizens or permanent residents of Australia.
Limits
- min balance - 5000.00
- max balance - 249999.99For amounts greater than $249,999.99 please contact Northern Inland Credit Union for the latest interest rates
The provider's own documents
- Product overview › (opens in a new tab)
- Terms and conditions › (opens in a new tab)
- Eligibility criteria › (opens in a new tab)
- Fees and pricing › (opens in a new tab)
Published by the provider under the Consumer Data Right. These are their documents, not ours - they are the authority on this product.
Last updated by data holder: 2026-04-22T14:44:12.000+10:00 · Product ID: NICUI21