Northern Inland Credit Union Ltd.
12 MONTHS Term Deposit with interest paid at maturity/annually
Northern Inland Credit Union Ltd. · term deposits
Provider last updated this product 2026-04-22.
Go to provider
You'll complete your application on
NORTHERN INLAND CREDIT UNION LTD.'s website. Confirm the rate and fees with them
before applying.
Take advantage of great returns on term deposits from $5000 on 3 to 24 months terms.
Deposit rates
| Type | Rate | Term | Calculated | Applies to | Conditions | Interest |
|---|---|---|---|---|---|---|
| FIXED | 4.90% | 12 months | daily | $5,000 - $9,999.99, 12 - 12 months | - | calculated daily |
| FIXED | 4.90% | 12 months | daily | $10,000 - $24,999.99, 12 - 12 months | - | calculated daily |
| FIXED | 4.90% | 12 months | daily | $25,000 - $49,999.99, 12 - 12 months | - | calculated daily |
| FIXED | 4.90% | 12 months | daily | $50,000 - $99,999.99, 12 - 12 months | - | calculated daily |
| FIXED | 4.90% | 12 months | daily | $100,000 - $250,000, 12 - 12 months | - | calculated daily |
Rate history
The figures behind this chart
| From | Until | Rate |
|---|---|---|
| 2026-07-15 | 2026-10-26 (current) | 4.90% |
Published figures as captured daily since 2026-07-15. A step is the day the provider's published figure changed; days without a published figure carry the last published value.
Features
- Deposits to this account are covered under the Australian Financial Claims Scheme up to $250,000 in total balances for each account holder at Northern Inland Credit Union
- If you withdraw funds prior to maturity, interest is recalculated at the On Call Savings Account rate, except on hardship grounds at our discretion
Who can apply
- residency status - AUIndividuals must be citizens or permanent residents of Australia.
Limits
- min balance - 5000.00
- max balance - 249999.99For amounts greater than $249,999.99 please contact any Northern Inland Credit Union branch for the latest interest rates
The provider's own documents
- Product overview › (opens in a new tab)
- Terms and conditions › (opens in a new tab)
- Eligibility criteria › (opens in a new tab)
- Fees and pricing › (opens in a new tab)
Published by the provider under the Consumer Data Right. These are their documents, not ours - they are the authority on this product.
Last updated by data holder: 2026-04-22T15:00:10.000+10:00 · Product ID: NICUI11_STND