Fire Service Credit Union
I12 FTD 12 Months
Fire Service Credit Union · term deposits
Provider last updated this product 2026-10-15.
Go to provider
You'll complete your application on
Fire Service Credit Union's website. Confirm the rate and fees with them
before applying.
12 Month Term Deposit Interest Paid at Maturity. A fixed term savings account offers a safe, guaranteed rate of return on your money for the life of the investment. FSCU offer a range of terms to suit your needs and goals
Deposit rates
| Type | Rate | Term | Calculated | Applies to | Conditions | Interest |
|---|---|---|---|---|---|---|
| FIXED | 4.50% | 12 months | daily | $5,000 - $24,999 | - | calculated daily, paid P12M |
| FIXED | 4.50% | 12 months | daily | $25,000 - $1,000,000 | - | calculated daily, paid P12M |
Fees
| Fee | Type | Amount | Details |
|---|---|---|---|
| Term Deposit Early Withdrawal | EVENT | $20 | Term Deposit Early Withdrawals: Interest penalty payable on funds withdrawn from a Term Deposit investment prior to the maturity date, by way of reduction of the interest accrued on those withdrawn funds. 50% + $20.00 Admin Fee |
Rate history
The figures behind this chart
| From | Until | Rate |
|---|---|---|
| 2026-07-15 | 2026-10-14 | 4.05% |
| 2026-10-15 | 2026-10-26 (current) | 4.50% |
Published figures as captured daily since 2026-07-15. A step is the day the provider's published figure changed; days without a published figure carry the last published value.
Who can apply
- businessAvailable for all members
- natural personAvailable for all members
- otherTo join FSCU, you must either be employed by Emergency Services or have a family member employed in Emergency Services.
- residency status - Australian Residents only
Limits
- min balance - 5000.00
The provider's own documents
- Product overview › (opens in a new tab)
- Terms and conditions › (opens in a new tab)
- Eligibility criteria › (opens in a new tab)
- Fees and pricing › (opens in a new tab)
Published by the provider under the Consumer Data Right. These are their documents, not ours - they are the authority on this product.
Last updated by data holder: 2026-10-15T06:00:32.5923780Z · Product ID: 15