UNITY BANK
Green Car Loan
UNITY BANK · pers loans
Provider last updated this product 2026-06-11.
Go to provider
You'll complete your application on
UNITY BANK's website. Confirm the rate and fees with them
before applying.
A car loan to reward members with a low rate for choosing an eco-friendly, lower emissions car
As published by the lender
- Headline rates - from 6.49% to 10.00%The lender publishes several headline rates; which one applies is the lender's decision.
Lending rates
| Type | Rate | Comparison^ | Purpose | Repayment | Fixed term | Applies to | Interest |
|---|---|---|---|---|---|---|---|
| FIXED | 6.49% | 6.49% | OTHER | PRINCIPAL AND INTEREST | 12 months | - | calculated daily, paid monthly |
| VARIABLE | 10.00% | - | OTHER | PRINCIPAL AND INTEREST | - | - | calculated daily, paid monthly |
Fees
| Fee | Type | Amount | Details |
|---|---|---|---|
| LATE_PAYMENT_FEE | EVENT | $15 | A fee charged when you don't make your minimum monthly payment, plus any overdue amount |
| DEFAULT_NOTICE_FEE | EVENT | $50 | A fee charged if you default on your repayments and we issue a default notice |
Rate history
Rate Comparison rate
The figures behind this chart
| From | Until | Rate | Comparison |
|---|---|---|---|
| 2026-07-17 | 2026-09-30 (current) | 6.49% | 6.49% |
Published figures as captured daily since 2026-07-17. A step is the day the provider's published figure changed; days without a published figure carry the last published value.
Features
- 1 to 7 years
- Flexible repayment options weekly, fortnightly or monthly
- Increase your existing loan for an effective way to get access to extra funds
- Quarterly e-Statements only
- Principal and interest only
Who can apply
- min age - 18Individuals must have the legal capacity to enter into the loan contract, provide acceptable identification documentation and be 18 years or older
- employment status - Employed
- residency status - Permanent ResidentYou must be an Australian citizen or permanent resident to apply
- otherApplications for credit are subject to eligibility and suitability criteria and normal credit approval process.
- otherHybrid and Electric Vehicles (EV) up to 5 years old, emitting less than 120g of CO2 per kilometre (Combined) as per the Green Vehicle Guide website.
- otherAs part of the application process you will be asked to provide reasonable evidence (including a tax invoice) to show that the loan will be used to purchase or refinance an eligible green vehicle. The documentation can vary depending on where and how you purchase your green vehicle. We'll help you with this step and supply the relevant information during the approval process.
- otherEV Home charging station (in conjunction with vehicle purchase) must be installed by an accredited technician.
Limits
- opening balance - 1000.00
- max balance - 150000.00
The provider's own documents
Published by the provider under the Consumer Data Right. These are their documents, not ours - they are the authority on this product.
Last updated by data holder: 2026-06-11T16:27:11.000+10:00 · Product ID: L71_GREEN_CAR_LOAN_PRIN