Heritage
Term Deposit
Heritage · term deposits
Provider last updated this product 2026-09-22.
Let us help you reach your investment goals sooner with a high interest term deposit.
Deposit rates
| Type | Rate | Term | Calculated | Applies to | Conditions | Interest |
|---|---|---|---|---|---|---|
| FIXED | 2.25% | 1 months | daily | $1,000+ | A reduced rate of interest will be paid for early maturity. | calculated daily, paid monthly |
| A reduced rate of interest will be paid for early maturity. | ||||||
| FIXED | 3.00% | 2 months | daily | $1,000+ | A reduced rate of interest will be paid for early maturity. | calculated daily, paid P2M |
| A reduced rate of interest will be paid for early maturity. | ||||||
| FIXED | 4.00% | 3 months | daily | $1,000+ | A reduced rate of interest will be paid for early maturity. | calculated daily, paid quarterly |
| A reduced rate of interest will be paid for early maturity. | ||||||
| FIXED | 4.85% | 4 months | daily | $1,000+ | A reduced rate of interest will be paid for early maturity. | calculated daily, paid P4M |
| A reduced rate of interest will be paid for early maturity. | ||||||
| FIXED | 4.00% | 5 months | daily | $1,000+ | A reduced rate of interest will be paid for early maturity. | calculated daily, paid P5M |
| A reduced rate of interest will be paid for early maturity. | ||||||
| FIXED | 5.00% | 6 months | daily | $1,000+ | A reduced rate of interest will be paid for early maturity. | calculated daily, paid half-yearly |
| A reduced rate of interest will be paid for early maturity. | ||||||
| FIXED | 5.45% | 7 months | daily | $1,000+ | A reduced rate of interest will be paid for early maturity. | calculated daily, paid P7M |
| A reduced rate of interest will be paid for early maturity. | ||||||
| FIXED | 4.50% | 8 months | daily | $1,000+ | A reduced rate of interest will be paid for early maturity. | calculated daily, paid P8M |
| A reduced rate of interest will be paid for early maturity. | ||||||
| FIXED | 5.10% | 9 months | daily | $1,000+ | A reduced rate of interest will be paid for early maturity. | calculated daily, paid P9M |
| A reduced rate of interest will be paid for early maturity. | ||||||
| FIXED | 4.50% | 10 months | daily | $1,000+ | A reduced rate of interest will be paid for early maturity. | calculated daily, paid P10M |
| A reduced rate of interest will be paid for early maturity. | ||||||
| FIXED | 4.50% | 11 months | daily | $1,000+ | A reduced rate of interest will be paid for early maturity. | calculated daily, paid P11M |
| A reduced rate of interest will be paid for early maturity. | ||||||
| FIXED | 5.20% | 12 months | daily | $1,000+ | A reduced rate of interest will be paid for early maturity. | calculated daily, paid annually |
| A reduced rate of interest will be paid for early maturity. | ||||||
| FIXED | 5.10% | 12 months | daily | $1,000+ | A reduced rate of interest will be paid for early maturity. | calculated daily, paid monthly |
| A reduced rate of interest will be paid for early maturity. | ||||||
| FIXED | 5.25% | 24 months | daily | $1,000+ | A reduced rate of interest will be paid for early maturity. | calculated daily, paid annually |
| A reduced rate of interest will be paid for early maturity. | ||||||
| FIXED | 5.15% | 24 months | daily | $1,000+ | A reduced rate of interest will be paid for early maturity. | calculated daily, paid monthly |
| A reduced rate of interest will be paid for early maturity. | ||||||
| FIXED | 5.25% | 36 months | daily | $1,000+ | A reduced rate of interest will be paid for early maturity. | calculated daily, paid annually |
| A reduced rate of interest will be paid for early maturity. | ||||||
| FIXED | 5.15% | 36 months | daily | $1,000+ | A reduced rate of interest will be paid for early maturity. | calculated daily, paid monthly |
| A reduced rate of interest will be paid for early maturity. | ||||||
| FIXED | 5.25% | 48 months | daily | $1,000+ | A reduced rate of interest will be paid for early maturity. | calculated daily, paid annually |
| A reduced rate of interest will be paid for early maturity. | ||||||
| FIXED | 5.15% | 48 months | daily | $1,000+ | A reduced rate of interest will be paid for early maturity. | calculated daily, paid monthly |
| A reduced rate of interest will be paid for early maturity. | ||||||
| FIXED | 5.25% | 60 months | daily | $1,000+ | A reduced rate of interest will be paid for early maturity. | calculated daily, paid annually |
| A reduced rate of interest will be paid for early maturity. | ||||||
| FIXED | 5.15% | 60 months | daily | $1,000+ | A reduced rate of interest will be paid for early maturity. | calculated daily, paid monthly |
| A reduced rate of interest will be paid for early maturity. | ||||||
Rate history
The figures behind this chart
| From | Until | Rate |
|---|---|---|
| 2026-07-15 | 2026-09-17 | 5.35% |
| 2026-09-24 | 2026-09-30 (current) | 5.45% |
Published figures as captured daily since 2026-07-15. A step is the day the provider's published figure changed; days without a published figure carry the last published value.
Features
- Government Deposit Guarantee
- SMS Services
- If you need to withdraw your Term Deposit before it matures you may need to give us 31 days notice.
Limits
- opening balance - 1000.00
- min balance - 1000.00
The provider's own documents
Published by the provider under the Consumer Data Right. These are their documents, not ours - they are the authority on this product.
Last updated by data holder: 2026-09-22T14:00:28.42Z · Product ID: 8f46d7ad-ed48-49a5-a13f-783d3f1102a5