Great Southern Bank
Platinum Credit Card
Great Southern Bank · cred and chrg cards
Provider last updated this product 2026-04-01.
Go to provider
You'll complete your application on
Great Southern Bank's website. Confirm the rate and fees with them
before applying.
A Platinum VISA credit card with a monthly fee.
Lending rates
| Type | Rate | Comparison | Purpose | Repayment | Fixed term | Applies to | Interest |
|---|---|---|---|---|---|---|---|
| CASH ADVANCE | 21.74% | - | UNCONSTRAINED | OTHER | - | - | calculated daily, paid monthly |
| PURCHASE | 19.99% | - | UNCONSTRAINED | OTHER | - | - | calculated daily, paid monthly |
Fees
| Fee | Type | Amount | Details |
|---|---|---|---|
| Monthly Card fee | PERIODIC | $12 | The Annual Fee is charged to your Account on the last day of your first statement cycle, and then will be charged monthly thereafter. Where a first year annual fee waiver applies, the Annual Fee will be charged to your Account on the statement after the first anniversary of you entering into the Credit Card contract and then will be charged monthly thereafter. |
| Cash Advance Fee | WITHDRAWAL | - | A minimum of $3.50 Cash Advance Fee will be charged when a Cash Advance is obtained from your Account. |
| Foreign Exchange Fee | TRANSACTION | - | A Foreign Exchange Fee will be charged in Australian dollars for any Purchases or Cash Advances made or processed in a foreign currency or where the merchant, or the merchant’s financial institution, is located overseas (both Multi-Currency Transactions and Single Currency Transactions). |
| Late Payment Fee | EVENT | $12.50 | A Late Payment Fee will be charged if the ”Total amount due” figure shown on the Statement is not paid within 25 days from your Statement Date. |
| Emergency Replacement Card Fee | EVENT | $30 | An Emergency Replacement Card Fee will be charged when a replacement Card is requested to be provided to you or an Additional Cardholder via a priority service within Australia or overseas. |
Rate history
The figures behind this chart
| From | Until | Rate |
|---|---|---|
| 2026-07-15 | 2026-09-30 (current) | 19.99% |
Published figures as captured daily since 2026-07-15. A step is the day the provider's published figure changed; days without a published figure carry the last published value.
Features
- Minimum Repayment. Your minimum repayment for each month will be calculated as the amount that is the greatest (or equal greatest) of: $35; or 3% of your Closing Balance; AND your Overlimit Amount (if any). If the Closing Balance on your Account is less than $35, the minimum repayment will be the Closing Balance.
- 24/7 Emergency Assistance. If your card is lost or stolen, you can call us anytime to block it and order a replacement card.
Who can apply
- min age - 18To be 18 or over
- natural personApplications are for individuals and personal use purposes only.
- residency status - You must be an Australian citizen or Australian resident to hold an account with Great Southern Bank
- otherApplications for credit cards are subject to credit approval.
- other
Limits
- min limit - 6000.00Minimum credit limit
The provider's own documents
Published by the provider under the Consumer Data Right. These are their documents, not ours - they are the authority on this product.
Last updated by data holder: 2026-04-01T14:01:00.00000Z · Product ID: 2695-0100