Great Southern Bank
Low Rate Credit Card (New)
Great Southern Bank · cred and chrg cards
Provider last updated this product 2026-04-01.
Go to provider
You'll complete your application on
Great Southern Bank's website. Confirm the rate and fees with them
before applying.
A VISA credit card with a low rate and a low monthly fee.
Lending rates
| Type | Rate | Comparison | Purpose | Repayment | Fixed term | Applies to | Interest |
|---|---|---|---|---|---|---|---|
| CASH ADVANCE | 21.74% | - | UNCONSTRAINED | OTHER | - | - | calculated daily, paid monthly |
| PURCHASE | 11.99% | - | UNCONSTRAINED | OTHER | - | - | calculated daily, paid monthly |
Fees
| Fee | Type | Amount | Details |
|---|---|---|---|
| Monthly Card fee | PERIODIC | $5 | The Annual Fee is charged to your Account on the last day of your first statement cycle, and then will be charged monthly thereafter. |
| Cash Advance Fee | WITHDRAWAL | - | A minimum of $3.50 Cash Advance Fee will be charged when a Cash Advance is obtained from your Account. |
| Foreign Exchange Fee | TRANSACTION | - | A Foreign Exchange Fee will be charged in Australian dollars for any Purchases or Cash Advances made or processed in a foreign currency or where the merchant, or the merchant’s financial institution, is located overseas (both Multi-Currency Transactions and Single Currency Transactions). |
| Late Payment Fee | EVENT | $12.50 | A Late Payment Fee will be charged if the ”Total amount due” figure shown on the Statement is not paid within 25 days from your Statement Date. |
| Emergency Replacement Card Fee | EVENT | $30 | An Emergency Replacement Card Fee will be charged when a replacement Card is requested to be provided to you or an Additional Cardholder via a priority service within Australia or overseas. |
Rate history
The figures behind this chart
| From | Until | Rate |
|---|---|---|
| 2026-07-15 | 2026-09-30 (current) | 11.99% |
Published figures as captured daily since 2026-07-15. A step is the day the provider's published figure changed; days without a published figure carry the last published value.
Features
- Minimum Repayment. Your minimum repayment for each month will be calculated as the amount that is the greatest (or equal greatest) of: $35; or 3% of your Closing Balance; AND your Overlimit Amount (if any). If the Closing Balance on your Account is less than $35, the minimum repayment will be the Closing Balance.
- 24/7 Emergency Assistance. If your card is lost or stolen, you can call us anytime to block it and order a replacement card.
Who can apply
- min age - 18To be 18 or over
- natural personApplications are for individuals and personal use purposes only.
- residency status - You must be an Australian citizen or Australian resident to hold an account with Great Southern Bank
- otherApplications for credit cards are subject to credit approval.
- other
Limits
- min limit - 500.00Minimum credit limit
The provider's own documents
Published by the provider under the Consumer Data Right. These are their documents, not ours - they are the authority on this product.
Last updated by data holder: 2026-04-01T14:01:00.00000Z · Product ID: 2691-0100