Latitude Credit Cards
Latitude GO Platinum Mastercard
Latitude Credit Cards · cred and chrg cards
Provider last updated this product 2026-09-30.
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Latitude Credit Cards's website. Confirm the rate and fees with them
before applying.
Latitude GO Platinum Mastercard gives you flexible ways to pay—enjoy 0% interest from 6–60 months at leading retailers such as Harvey Norman®, Domayne®, and Joyce Mayne®, or 6 months on general purchases $250+ - selected within 30 days of purchase, plus up to 55 days interest free on general purchases.
Lending rates
| Type | Rate | Comparison | Purpose | Repayment | Fixed term | Applies to | Interest |
|---|---|---|---|---|---|---|---|
| PURCHASE | 28.99% | - | OTHER | OTHER | - | - | calculated daily, paid monthly |
| Purchase Rate on general purchases. | |||||||
| CASH ADVANCE | 29.99% | - | OTHER | OTHER | - | - | calculated daily, paid monthly |
| Cash advance rate. | |||||||
| BALANCE TRANSFER | 29.99% | - | OTHER | OTHER | - | 13+ months | calculated daily, paid monthly |
| The Cash Advance Rate applies, unless a specific balance transfer rate is subsequently offered. | |||||||
| PENALTY | 29.99% | - | OTHER | OTHER | - | - | calculated daily, paid monthly |
| BALANCE TRANSFER | 0.00% | - | OTHER | OTHER | 12 months | 1 - 12 months | calculated daily, paid monthly |
| Always on BT - 0% for 12 months on Balance Transfers with a 3% BT fee. | |||||||
Fees
| Fee | Type | Amount | Details |
|---|---|---|---|
| Cash Advance Fee | CASH_ADVANCE | 3.50% | The greater of 3.5% or $4. |
| Late Fee | LATE_PAYMENT | $45 | - |
| Payment Handling Fees | PAYMENT | - | $3.95 (in person at Australia Post), $1.95 (online using BPAY®). You can avoid this fee by making your payments via mail, direct debit or via the Latitude Service Centre. |
| Credit Card Fee | PERIODIC | $11.95 | Credit card fee charged monthly (subject to change). |
| International Transaction Fee | TRANSACTION | 3.00% | International transaction fee on purchases. |
| Account Establishment Fee | UPFRONT | $0 | - |
| Paper Statements | PERIODIC | $5 | $5.00 You can avoid this fee by opting to receive statements online. Simply login to the Latitude Service Centre. |
| Balance Transfer Fee | OTHER | 3.00% | Up to 3% of balance transfer amount or in accordance with the specific balance transfer offer. |
| International Cash Access Fee | WITHDRAWAL | $4 | $4, on top of the cash advance fee. |
| International Cash Over the Counter Fee | OTHER | $5 | $5, on top of the cash advance fee. |
| Credit Balance Processing Fee | OTHER | $19.99 | The fee amount will be the lesser of your balance or $19.99. |
Rate history
The figures behind this chart
| From | Until | Rate |
|---|---|---|
| 2026-09-25 | 2026-09-30 (current) | 0.00% |
Published figures as captured daily since 2026-09-25. A step is the day the provider's published figure changed; days without a published figure carry the last published value.
Features
- Shop smart and earn $400 in Harvey Norman eGift Card when you spend $1,500 per month on purchases, including Interest Free plans, for the first 4 months after approval with your Latitude GO Mastercard credit card. T&Cs, monthly credit card fee (currently $11.95) and other charges apply. New customers only, must be approved by 29 January 2027.
- Ready, Set, Tap Introducing our new instant cardless payment feature where you can apply, get approval, and start shopping from your phone in minutes.
- Minimum Monthly Payment The minimum monthly payment for a statement period is an amount equal to the greater of $30 or 2.75% of the closing balance, shown for the statement period on your statement of account. If your outstanding balance is less than $30, you must pay that balance.
Who can apply
- min age - 18Applicants must be at least 18 years old.
- otherAble to supply: A copy of your drivers licence, passport or proof of age card. Details of your income, assets and debts. Employers name and contact details.
- residency status - Australian residentA resident of Australia or a temporary resident who legally has the right to work in Australia (and intend to stay) for at least the next 12 months.
- otherCredit history To be eligible you must: Be able to demonstrate a good credit history for the last 5 years
- min income - 20000.00To be eligible you must: Have an income of at least $20,000 gross per year, from employment or investments
- natural personProduct is only eligible for a natural person.
Limits
- min limit - 1000.00Min credit limit
The provider's own documents
Published by the provider under the Consumer Data Right. These are their documents, not ours - they are the authority on this product.
Last updated by data holder: 2026-09-30T03:28:00.000Z · Product ID: 8546d98a-3507-4856-b544-058d08f0c551