Latitude Credit Cards
David Jones Premiere Credit Card
Latitude Credit Cards · cred and chrg cards
Provider last updated this product 2026-09-07.
Elevate your everyday spending with the David Jones Premiere Credit Card. The David Jones Premiere credit card unlocks a stylish new world of benefits. Enjoy exclusive access to complimentary store services, events and offers. Discover a credit card that turns general purchases into a luxury experience.
Lending rates
| Type | Rate | Comparison | Purpose | Repayment | Fixed term | Applies to | Interest |
|---|---|---|---|---|---|---|---|
| PURCHASE | 24.99% | - | OTHER | OTHER | - | - | calculated daily, paid monthly |
| Purchase rate | |||||||
| CASH ADVANCE | 25.99% | - | OTHER | OTHER | - | - | calculated daily, paid monthly |
| Cash advance rate | |||||||
| BALANCE TRANSFER | 25.99% | - | OTHER | OTHER | - | 13+ months | calculated daily, paid monthly |
| The Cash Advance Rate applies, unless a specific balance transfer rate is subsequently offered. | |||||||
| BALANCE TRANSFER | 0.00% | - | OTHER | OTHER | 12 months | 1 - 12 months | calculated daily, paid monthly |
| Always on BT - 0% for 12 months on Balance Transfers with a 3% BT fee. | |||||||
Fees
| Fee | Type | Amount | Details |
|---|---|---|---|
| Annual Credit Card Fee | PERIODIC | $149 | Credit card fee charged annually |
| Cash Advance Fee | CASH_ADVANCE | 3.00% | Greater of 3% or $3 (with a maximum of $30 per transaction) |
| Late Fee | LATE_PAYMENT | $35 | - |
| Payment Handling Fees | PAYMENT | $0 | $0 when you pay via the Latitude App, Online Service Centre, mail, direct debit or online using BPAY or $3.95 (in person at Australia Post) |
| International Transaction Fee | TRANSACTION | 3.00% | 3.00% of the Australian dollar value of the international transaction |
| Paper Statement Fee | PERIODIC | $5 | $5.00 You can avoid this fee by opting to receive statements online. Simply login to the Latitude Service Centre. |
| Balance Transfer Fee | OTHER | 3.00% | Up to 3% of balance transfer amount |
| Additional Cardholder Fee | PERIODIC | $24 | P1Y $24 per additional cardholder |
| Credit Balance Processing Fee | OTHER | $19.99 | Charged when your account is closed and still holds a credit balance of less than $20.00; unless an instruction is provided to us on how to return the credit balance to you. The fee amount will be the lesser of your balance, or $19.99. |
Rate history
The figures behind this chart
| From | Until | Rate |
|---|---|---|
| 2026-09-25 | 2026-09-30 (current) | 0.00% |
Published figures as captured daily since 2026-09-25. A step is the day the provider's published figure changed; days without a published figure carry the last published value.
Features
- Minimum Monthly Payment The minimum monthly payment for a statement period is an amount equal to the greater of $30 or 2.75% of the closing balance, shown on your statement of account. If your outstanding balance is less than $30, you must pay that balance.
Who can apply
- min age - 18Applicants must be at least 18 years old.
- residency status - Australian residentA resident of Australia or a temporary resident who legally has the right to work in Australia (and intend to stay) for at least the next 12 months.
- otherA driver licence, passport or medicare card to help verify your identity. Details about your income, living expenses & debts.
- min income - 20000.00Have an income of at least $20,000 gross per year, from employment or investments. Be able to demonstrate a good credit history for the last 5 years
- natural personProduct is only eligible for a natural person.
Limits
- min limit - 1000.00Min credit limit
The provider's own documents
Published by the provider under the Consumer Data Right. These are their documents, not ours - they are the authority on this product.
Last updated by data holder: 2026-09-07T04:13:46.701Z · Product ID: 59ad92b9-5500-40b3-8da6-3b9580b6c13c