Latitude Credit Cards
David Jones Prestige Credit Card
Latitude Credit Cards · cred and chrg cards
Provider last updated this product 2026-09-07.
Embrace a world of luxury with the David Jones Prestige Credit Card. A world of unforgettable benefits is always at your fingertips when you shop with the David Jones Prestige credit card. Unlock exclusive experiences, irresistible offers, extraordinary travel rewards and airport lounge access. Plus, earn and redeem David Jones Points when you shop.
Lending rates
| Type | Rate | Comparison | Purpose | Repayment | Fixed term | Applies to | Interest |
|---|---|---|---|---|---|---|---|
| PURCHASE | 24.99% | - | OTHER | OTHER | - | - | calculated daily, paid monthly |
| Purchase rate | |||||||
| CASH ADVANCE | 25.99% | - | OTHER | OTHER | - | - | calculated daily, paid monthly |
| Cash advance rate | |||||||
| BALANCE TRANSFER | 25.99% | - | OTHER | OTHER | - | 13+ months | calculated daily, paid monthly |
| The Cash Advance Rate applies, unless a specific balance transfer rate is subsequently offered. | |||||||
| BALANCE TRANSFER | 0.00% | - | OTHER | OTHER | 12 months | 1 - 12 months | calculated daily, paid monthly |
| Always on BT - 0% for 12 months on Balance Transfers with a 3% BT fee. | |||||||
Fees
| Fee | Type | Amount | Details |
|---|---|---|---|
| Annual Credit Card Fee | PERIODIC | $345 | Annual fee of $345. Waived for the first year. |
| Cash Advance Fee | CASH_ADVANCE | 3.00% | Greater of 3% or $3 (with a maximum of $30 per transaction) |
| Late Fee | LATE_PAYMENT | $35 | - |
| Payment Handling Fees | PAYMENT | - | $3.95 (in person), $1.95 (online). You can avoid this fee by making your payments via mail, direct debit or via the Latitude Service Centre. |
| International Fees | TRANSACTION | 3.00% | 3% of the transaction amount. Applicable for both purchases and cash advances made on a currency other than AUD. |
| Paper Statement Fee | PERIODIC | $3 | $3 per statement only charged if account balance is over $5 on day of billing |
| Balance Transfer Fee | OTHER | 3.00% | Up to 3% of balance transfer amount |
| Credit Balance Processing Fee | OTHER | - | Charged when your account is closed and still holds a credit balance of less than $20.00; unless an instruction is provided to us on how to return the credit balance to you. The fee amount will be the lesser of your balance, or $19.99. |
Rate history
The figures behind this chart
| From | Until | Rate |
|---|---|---|
| 2026-09-25 | 2026-09-30 (current) | 0.00% |
Published figures as captured daily since 2026-09-25. A step is the day the provider's published figure changed; days without a published figure carry the last published value.
Features
- Get 5% credit back on David Jones purchases when redeemed within 30 days in the Latitude App or Latitude Service Centre. Capped at $350 annually
- Minimum Monthly Payment The minimum monthly payment for a statement period is an amount equal to the greater of $30 or 2.75% of the closing balance, shown on your statement of account. If your outstanding balance is less than $30, you must pay that balance.
Who can apply
- min age - 18Applicants must be at least 18 years old.
- min income - 30000.00Have an income of at least $30,000 gross per year, from employment or investments. Be able to demonstrate a good credit history for the last 5 years
- residency status - Australian ResidentA resident of Australia or a temporary resident who legally has the right to work in Australia (and intend to stay) for at least the next 12 months.
- otherDetails to have at hand: A driver licence, passport or medicare card to help verify your identity. Details about your income, living expenses & debts.
- natural personProduct is only eligible for a natural person.
Limits
- min limit - 6000.00Min credit limit
The provider's own documents
Published by the provider under the Consumer Data Right. These are their documents, not ours - they are the authority on this product.
Last updated by data holder: 2026-09-07T04:06:47.981Z · Product ID: 2276afae-ea3e-4a8b-98c2-889e876aab89