Qudos Bank
VISA Platinum Credit Card
Qudos Bank · cred and chrg cards
Provider last updated this product 2026-02-27.
Go to provider
You'll complete your application on
Qudos Bank's website. Confirm the rate and fees with them
before applying.
Earn Qantas Points* on your everyday purchases and enjoy a host of other exceptional features with our Visa Platinum Credit Card.
Lending rates
| Type | Rate | Comparison | Purpose | Repayment | Fixed term | Applies to | Interest |
|---|---|---|---|---|---|---|---|
| INTRODUCTORY | 4.99% | - | UNCONSTRAINED | UNCONSTRAINED | 5 months | - | calculated daily, paid monthly |
| Intro rate applies to all transactions (including purchases, cash advances and balance transfers) for the first five months from the first date your account is approved and then reverts to the standard variable rate. | |||||||
| PURCHASE | 18.99% | - | UNCONSTRAINED | UNCONSTRAINED | - | - | calculated daily, paid monthly |
| Standard rate | |||||||
| CASH ADVANCE | 18.99% | - | UNCONSTRAINED | UNCONSTRAINED | - | - | paid monthly |
| BALANCE TRANSFER | 18.99% | - | UNCONSTRAINED | UNCONSTRAINED | - | - | paid monthly |
Fees
| Fee | Type | Amount | Details |
|---|---|---|---|
| Copies of documents other than statements | EVENT | $0 | No charge applies for copies of documents such as loan or withdrawal forms. |
| Statement Copies | EVENT | $5 | This fee is applied when a Member requests a copy of a statement on an account for a period more than 3 months before the request. There is no charge for copies of statements less than 3 months old. This fee will be charged at the time the copy is provided. |
| Additional Card Holder Fee | EVENT | $0 | - |
| Cash Advance Fee | CASH_ADVANCE | $5 | For cash advances overseas, a foreign currency conversion fee is also payable. |
| International Transaction Fee (ITF) | TRANSACTION | 3.00% | - |
| Emergency Overseas Visa Replacement Card | REPLACEMENT | $175 | Visa International can arrange for the issue of an emergency replacement card if your card is lost, stolen or damaged whilst you are overseas. Visa International bills this charge to your Qudos Bank account |
| Emergency Overseas Visa Cash Advance | REPLACEMENT | $175 | Visa International can arrange for a cash advance to be issued if your card is lost, stolen or damaged whilst you are overseas. It should be noted that this fee can be avoided by obtaining cash from any bank displaying the Visa logo after an emergency card has been issued by Visa International. Important: If you apply for an emergency replacement card and an emergency cash advance from Visa International, your Qudos Bank account will be debited with both fees amounting to US$350.00. |
| Replacement Cards | EVENT | $0 | - |
| Annual Fee | PERIODIC | $189 | - |
| Late Payment Fee | LATE_PAYMENT | $0 | - |
Rate history
The figures behind this chart
| From | Until | Rate |
|---|---|---|
| 2026-08-09 | 2026-09-30 (current) | 4.99% |
Published figures as captured daily since 2026-08-09. A step is the day the provider's published figure changed; days without a published figure carry the last published value.
Features
- Complimentary international travel insurance
- Access to Visa Platinum Entertainment Offers
- 24/7 worldwide Visa Premium Concierge Service
Who can apply
- min age - 18Customers above 18 Years may apply
- natural personOnly personal customers may apply
- residency status - Australian ResidentThis product is only available to members who have a residential address in Australia.
Limits
- max limit - 20000.00Subject to Lending Criteria
- min limit - 6000.00Minimum limit of $6000 applies
The provider's own documents
Published by the provider under the Consumer Data Right. These are their documents, not ours - they are the authority on this product.
Last updated by data holder: 2026-02-27T04:23:05.703Z · Product ID: 9a6f5620-e93c-4e0c-bc23-d7f979b97f69