Revolut
Revolut Instant Access Savings
Revolut · trans and savings accounts
Provider last updated this product 2026-08-13.
A savings account that earns variable interest on AUD balances. Interest accrues and is applied daily. Features and fees will vary based on paid plan tier (Standard, Plus, Premium, Metal, Ultra).
Deposit rates
| Type | Rate | Term | Calculated | Applies to | Conditions | Interest |
|---|---|---|---|---|---|---|
| VARIABLE | 3.00% | - | daily | $0 - $1,000,000 | Standard Plan p.a. variable interest rate. Interest is earnt and paid daily. Rates may change at any time. | calculated daily, paid daily |
| Standard Plan p.a. variable interest rate. Interest is earnt and paid daily. Rates may change at any time. | ||||||
| VARIABLE | 3.00% | - | daily | $0 - $1,000,000 | Plus Plan p.a. variable interest rate. Interest is earnt and paid daily. Lower interest rates apply based on the total balance across all your personal savings accounts. Rates may change at any time. | calculated daily, paid daily |
| Plus Plan p.a. variable interest rate. Interest is earnt and paid daily. Lower interest rates apply based on the total balance across all your personal savings accounts. Rates may change at any time. | ||||||
| VARIABLE | 3.65% | - | daily | $0 - $250,000 | Premium Plan p.a. variable interest rate (balances up to $250,000). Interest is earnt and paid daily. Lower interest rates apply based on the total balance across all your personal savings accounts. Rates may change at any time. | calculated daily, paid daily |
| Premium Plan p.a. variable interest rate (balances up to $250,000). Interest is earnt and paid daily. Lower interest rates apply based on the total balance across all your personal savings accounts. Rates may change at any time. | ||||||
| VARIABLE | 3.00% | - | daily | $250,001 - $1,000,000 | Premium Plan p.a. variable interest rate (balances from $250,001 up to $1,000,000). Interest is earnt and paid daily. Lower interest rates apply based on the total balance across all your personal savings accounts. Rates may change at any time. | calculated daily, paid daily |
| Premium Plan p.a. variable interest rate (balances from $250,001 up to $1,000,000). Interest is earnt and paid daily. Lower interest rates apply based on the total balance across all your personal savings accounts. Rates may change at any time. | ||||||
| VARIABLE | 4.35% | - | daily | $0 - $250,000 | Metal Plan p.a. variable interest rate (balances up to $250,000). Interest is earnt and paid daily. Lower interest rates apply based on the total balance across all your personal savings accounts. Rates may change at any time. | calculated daily, paid daily |
| Metal Plan p.a. variable interest rate (balances up to $250,000). Interest is earnt and paid daily. Lower interest rates apply based on the total balance across all your personal savings accounts. Rates may change at any time. | ||||||
| VARIABLE | 3.65% | - | daily | $250,001 - $1,000,000 | Metal Plan p.a. variable interest rate (balances from $250,001 up to $1,000,000). Interest is earnt and paid daily. Lower interest rates apply based on the total balance across all your personal savings accounts. Rates may change at any time. | calculated daily, paid daily |
| Metal Plan p.a. variable interest rate (balances from $250,001 up to $1,000,000). Interest is earnt and paid daily. Lower interest rates apply based on the total balance across all your personal savings accounts. Rates may change at any time. | ||||||
| VARIABLE | 5.05% | - | daily | $0 - $250,000 | Ultra Plan p.a. variable interest rate. Interest is earnt and paid daily. Lower interest rates apply based on the total balance across all your personal savings accounts. Rates may change at any time. | calculated daily, paid daily |
| Ultra Plan p.a. variable interest rate. Interest is earnt and paid daily. Lower interest rates apply based on the total balance across all your personal savings accounts. Rates may change at any time. | ||||||
| VARIABLE | 4.35% | - | daily | $250,001 - $1,000,000 | Ultra Plan p.a. variable interest rate. Interest is earnt and paid daily. Lower interest rates apply based on the total balance across all your personal savings accounts. Rates may change at any time. | calculated daily, paid daily |
| Ultra Plan p.a. variable interest rate. Interest is earnt and paid daily. Lower interest rates apply based on the total balance across all your personal savings accounts. Rates may change at any time. | ||||||
| INTRODUCTORY | 5.50% | - | daily | $0 - $100,000 | Boosted promotional rate for 3 months on balances up to $100,000, available to new Revolut AU retail customers subject to specific conditions. After 3 months, rate will revert to your default plan rate | calculated daily, paid daily |
| Boosted promotional rate for 3 months on balances up to $100,000, available to new Revolut AU retail customers subject to specific conditions. After 3 months, rate will revert to your default plan rate | ||||||
Rate history
The figures behind this chart
| From | Until | Rate |
|---|---|---|
| 2026-08-22 | 2026-09-30 (current) | 5.50% |
Published figures as captured daily since 2026-08-22. A step is the day the provider's published figure changed; days without a published figure carry the last published value.
Features
- Features and benefits will vary depending on your plan - see our website for more info. Plan-specific fees and benefits are tied to your Revolut Personal Account.
Who can apply
- min age - 18
- natural personAvailable to eligible customers only. Business customers should apply for a Revolut Business account.
- residency status - Must be an Australian resident with a valid Australian residential addressAustralian residents including temporary visa holders are eligible. Non-residents are not eligible for an Australian Revolut account.
The provider's own documents
Published by the provider under the Consumer Data Right. These are their documents, not ours - they are the authority on this product.
Last updated by data holder: 2026-08-13T11:20:43.028513Z · Product ID: 550e8400-e29b-41d4-a716-446655440003