Credit Union SA
Term Deposit
Credit Union SA · term deposits
Provider last updated this product 2026-09-16.
Term Deposits allow you to lock away funds and earn a fixed interest rate for a set period, so you know exactly how much money you will earn. You can start with investing as little as $1,000. Term Deposits with terms of three, six or nine months automatically have interest paid at maturity. The interest may be paid to a savings account or reinvested. For terms of 12 months or longer, you can have interest paid to your savings account as regularly as fortnightly, monthly, quarterly or annually - it’s your choice!
Deposit rates
| Type | Rate | Term | Calculated | Applies to | Conditions | Interest |
|---|---|---|---|---|---|---|
| FIXED | 5.30% | 6 months | daily | - | - | calculated daily, paid half-yearly |
| FIXED | 3.00% | 5 months | daily | - | - | calculated daily, paid P5M |
| FIXED | 3.00% | 9 months | daily | - | - | calculated daily, paid P9M |
| FIXED | 3.00% | 7 months | daily | - | - | calculated daily, paid P7M |
| FIXED | 5.30% | 12 months | daily | - | - | calculated daily, paid P12M |
| FIXED | 3.00% | 3 months | daily | - | - | calculated daily, paid quarterly |
| FIXED | 2.90% | 24 months | daily | - | - | calculated daily, paid P24M |
| FIXED | 3.00% | 8 months | daily | - | - | calculated daily, paid P8M |
| FIXED | 5.30% | 10 months | daily | - | - | calculated daily, paid P10M |
| FIXED | 3.00% | 11 months | daily | - | - | calculated daily, paid P11M |
| FIXED | 2.90% | 36 months | daily | - | - | calculated daily, paid P36M |
| FIXED | 5.10% | 4 months | daily | - | - | calculated daily, paid P4M |
| FIXED | 2.90% | 48 months | daily | - | - | calculated daily, paid P48M |
| FIXED | 2.90% | 60 months | daily | - | - | calculated daily, paid P60M |
Fees
| Fee | Type | Amount | Details |
|---|---|---|---|
| Term Deposit Withdrawal | EVENT | - | - |
Rate history
The figures behind this chart
| From | Until | Rate |
|---|---|---|
| 2026-07-15 | 2026-08-17 | 5.35% |
| 2026-08-18 | 2026-09-01 | 5.25% |
| 2026-09-03 | 2026-09-14 | 5.20% |
| 2026-09-17 | 2026-10-12 | 5.00% |
| 2026-10-13 | 2026-10-26 (current) | 5.30% |
Published figures as captured daily since 2026-07-15. A step is the day the provider's published figure changed; days without a published figure carry the last published value.
Features
Who can apply
- residency status - Australian citizen or permanent resident
Limits
- min balance - 1000.00
- opening balance - 1000.00
The provider's own documents
- Product overview › (opens in a new tab)
- Terms and conditions › (opens in a new tab)
- Eligibility criteria › (opens in a new tab)
- Fees and pricing › (opens in a new tab)
Published by the provider under the Consumer Data Right. These are their documents, not ours - they are the authority on this product.
Last updated by data holder: 2026-09-16T00:00:00.000+10:00 · Product ID: CREDITUNIONSA_INV