Bank of Sydney
Term Deposit
Bank of Sydney · term deposits
Provider last updated this product 2026-10-16.
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You'll complete your application on
Bank of Sydney's website. Confirm the rate and fees with them
before applying.
Get a guaranteed return on money that you aren’t using right now with a term deposit.
Deposit rates
| Type | Rate | Term | Calculated | Applies to | Conditions | Interest |
|---|---|---|---|---|---|---|
| FIXED | 3.80% | 11 months | daily | - | - | calculated daily, paid P11M |
| FIXED | 3.70% | 8 months | daily | - | - | calculated daily, paid P8M |
| FIXED | 3.50% | 5 months | daily | - | - | calculated daily, paid P5M |
| FIXED | 5.20% | 12 months | daily | - | - | calculated daily, paid P12M |
| FIXED | 1.25% | 1 months | daily | - | - | calculated daily, paid monthly |
| FIXED | 4.00% | 9 months | daily | - | - | calculated daily, paid P9M |
| FIXED | 5.10% | 6 months | daily | - | - | calculated daily, paid half-yearly |
| FIXED | 3.70% | 7 months | daily | - | - | calculated daily, paid P7M |
| FIXED | 3.80% | 10 months | daily | - | - | calculated daily, paid P10M |
| FIXED | 4.05% | 13 months | daily | - | - | calculated daily, paid P13M |
| FIXED | 5.10% | 12 months | daily | $50,000+ | - | calculated daily, paid monthly |
| FIXED | 1.50% | 2 months | daily | - | - | calculated daily, paid P2M |
| FIXED | 3.50% | 4 months | daily | - | - | calculated daily, paid P4M |
| FIXED | 3.85% | 3 months | daily | - | - | calculated daily, paid quarterly |
| FIXED | 5.30% | 12 months | daily | - | Online Only Rate | calculated daily, paid P12M |
| Online Only Rate | ||||||
| FIXED | 5.20% | 6 months | daily | - | Online Only Rate | calculated daily, paid half-yearly |
| Online Only Rate | ||||||
| FIXED | 4.40% | 3 months | monthly | - | Online Only Rate | calculated monthly, paid quarterly |
| Online Only Rate | ||||||
Fees
| Fee | Type | Amount | Details |
|---|---|---|---|
| Early Repayment Fee | EVENT | $30 | - |
Rate history
The figures behind this chart
| From | Until | Rate |
|---|---|---|
| 2026-10-16 | 2026-10-26 (current) | 5.30% |
Published figures as captured daily since 2026-10-16. A step is the day the provider's published figure changed; days without a published figure carry the last published value.
Features
Limits
- min balance - 1000.00
The provider's own documents
- Product overview › (opens in a new tab)
- Terms and conditions › (opens in a new tab)
- Eligibility criteria › (opens in a new tab)
- Fees and pricing › (opens in a new tab)
Published by the provider under the Consumer Data Right. These are their documents, not ours - they are the authority on this product.
Last updated by data holder: 2026-10-16T04:09:01Z · Product ID: term_deposit