Community First Credit Union
Car Loan - Variable
Community First Credit Union · pers loans
Provider last updated this product 2026-07-07.
Go to provider
You'll complete your application on
Community First Credit Union's website. Confirm the rate and fees with them
before applying.
A secured car loan with a competitive variable rate - available for registrable vehicles including cars, motorbikes, caravans, boats and jet skis that are up to 5 years old.
As published by the lender
- Security - Secured
Lending rates
| Type | Rate | Comparison^ | Purpose | Repayment | Fixed term | Applies to | Interest |
|---|---|---|---|---|---|---|---|
| VARIABLE | 6.79% | 7.84% | OTHER | PRINCIPAL AND INTEREST | - | - | calculated daily, paid monthly |
| The comparison rate is based on a secured loan amount of $30,000 over a loan term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. | |||||||
Fees
| Fee | Type | Amount | Details |
|---|---|---|---|
| LATE_PAYMENT | LATE_PAYMENT | $25 | Charged to loan account |
| NEW_CAR_LOAN_AND_CAR_LOAN_MONTHLY_FEE | PERIODIC | $10 | - |
| REDRAW_FEE_-_STAFF_ASSISTED | EVENT | $30 | Charged to loan account |
| COPY_OF_STATEMENT_(ALREADY_ISSUED) | EVENT | $1.50 | Charged per page. For statements issued prior to January 1997 the fee is $3 per page. |
| PERSONAL_LOAN_(SECURED)_APPLICATION_FEE | UPFRONT | $249 | Charged on each occasion |
Rate history
Rate Comparison rate
The figures behind this chart
| From | Until | Rate | Comparison |
|---|---|---|---|
| 2026-07-17 | 2026-09-30 (current) | 6.79% | 7.84% |
Published figures as captured daily since 2026-07-17. A step is the day the provider's published figure changed; days without a published figure carry the last published value.
Features
Who can apply
- min age - 18
- natural person
- residency status - Australian citizen and permanent residency only
Limits
- min limit - 10000.00Minimum loan amount only applies at time of application
The provider's own documents
Published by the provider under the Consumer Data Right. These are their documents, not ours - they are the authority on this product.
Last updated by data holder: 2026-07-07T14:26:54.000+10:00 · Product ID: L32-CL-V