bcu
12 Month Term Deposit -6 Mthly
bcu · term deposits
Provider last updated this product 2026-10-06.
Go to provider
You'll complete your application on
bcu's website. Confirm the rate and fees with them
before applying.
Take control of your investment with a term deposit from BCU Bank, offering a guaranteed rate of return and a high level of security.
Deposit rates
| Type | Rate | Term | Calculated | Applies to | Conditions | Interest |
|---|---|---|---|---|---|---|
| FIXED | 4.45% | 12 months | daily | $1,000 - $1,000,000, 12.00 - 12.00 months | Interest paid 6 monthly | calculated daily, paid half-yearly |
| Interest paid 6 monthly Rate available to existing customers. Rate available for new accounts. Rate available to new customers. | ||||||
Rate history
The figures behind this chart
| From | Until | Rate |
|---|---|---|
| 2026-07-15 | 2026-10-05 | 4.15% |
| 2026-10-06 | 2026-10-26 (current) | 4.45% |
Published figures as captured daily since 2026-07-15. A step is the day the provider's published figure changed; days without a published figure carry the last published value.
Features
Who can apply
- min age - 12
- otherYou must be or become a BCU Bank member
- residency status - You must be an Australian citizen and/or resident or a non-resident with a qualifying visa evidencing 12 months or longer residency. A valid Australian address is required to open an account. Membership eligibility applies.
Limits
- max balance - 1000000.00Maximum balance is $1,000,000
- min balance - 1000.00
- opening balance - 1000.00An Opening Balance of $1,000 is required for this product
The provider's own documents
- Product overview › (opens in a new tab)
- Terms and conditions › (opens in a new tab)
- Fees and pricing › (opens in a new tab)
Published by the provider under the Consumer Data Right. These are their documents, not ours - they are the authority on this product.
Last updated by data holder: 2026-10-06T00:00:41.4917310Z · Product ID: 120