IMB Bank
Negotiable Interest Term Account (NITA)
IMB Bank · term deposits
Provider last updated this product 2026-09-22.
Go to provider
You'll complete your application on
IMB Bank's website. Confirm the rate and fees with them
before applying.
Negotiable interest rates available for term investment amounts over $100,000
Fees
| Fee | Type | Amount | Details |
|---|---|---|---|
| Special clearance on cheques | EVENT | $16 | Maximum charge. Charges either wholly or partly imposed by third parties. |
| Transaction Listing - Electronic - up to 10 pages | EVENT | $5 | - |
| Transaction Listing - Electronic - 10 pages and over | EVENT | $0.50 | Per page |
| Interest statement - Electronic | EVENT | $2.50 | Per page |
| Copy of withdrawal or deposit form | EVENT | $15 | - |
| Recalculation of interest | EVENT | $30 | Per page |
| Research fee | EVENT | $30 | Per page |
| Retrieval of archived documents | EVENT | $20 | Per page |
| Audit Certificate | EVENT | $30 | Per certificate |
| Unclaimed monies/dormant account | EVENT | $40 | Maximum charge per account |
| Bulk coin count | DEPOSIT | $5 | Maximum charge |
| Total cash withdrawal over $2,000 in a day | WITHDRAWAL | 0.20% | A fee of 0.2% of total cash withdrawals is charged for total cash withdrawals over $2000 in a day. |
| Manual deposit other institution | DEPOSIT | $10 | - |
| Trace on Financial Institution cheque | EVENT | $50 | Charges either wholly or partly imposed by third parties. |
| Copy of Financial Institution cheque | EVENT | $16 | Maximum charge. Charges either wholly or partly imposed by third parties. |
| Stop payment fee (IMB cheques) | EVENT | $12.50 | Maximum charge. Charges either wholly or partly imposed by third parties. |
| Foreign cheque conversion (value less than AU$10,000) | DEPOSIT | $25 | Minimum charge, subject to additional fees and charges. Charges either wholly or partly imposed by third parties |
| Foreign cheque conversion (value AU$10,000 and greater) | DEPOSIT | $50 | Minimum charge, subject to additional fees and charges. Charges either wholly or partly imposed by third parties |
| Purchase of foreign currency | WITHDRAWAL | 1.00% | $10 or 1% of the value of the total order (whichever is greater). |
| SMS Alerts | EVENT | $0.25 | Per alert |
Features
- IMB boasts an extensive branch network throughout the Illawarra, Sydney, NSW South Coast, the ACT and Melbourne.
- IMB's Phone Banking Service gives you 24 hour access to your accounts from any touchphone.
- IMB consultants are available Monday to Friday 8am - 8pm and Saturday 9am - 4pm
Who can apply
- pension recipient
Limits
- opening balance - 100000
- min balance - 100000
- other - 30 daysThe mininum term
The provider's own documents
- Product overview › (opens in a new tab)
- Terms and conditions › (opens in a new tab)
- Fees and pricing › (opens in a new tab)
Published by the provider under the Consumer Data Right. These are their documents, not ours - they are the authority on this product.
Last updated by data holder: 2026-09-22T00:00:00+10:00 · Product ID: TD-2-1