IMB Bank
New Car Loan
IMB Bank · pers loans
Provider last updated this product 2026-09-22.
For New and Used Cars up to 4 years old. With great rates and no penalty for early payout, the IMB New Car Loan could have you cruising in the car of your dreams sooner than you thought. No monthly fees, flexible terms of 1 - 7 years, borrow up to $125,000.
As published by the lender
- Vehicles - New or used vehicles, up to 4 years old
Lending rates
| Type | Rate | Comparison^ | Purpose | Repayment | Fixed term | Applies to | Interest |
|---|---|---|---|---|---|---|---|
| FIXED | 6.24% | 6.59% | OTHER | PRINCIPAL AND INTEREST | - | - | calculated daily, paid monthly |
| This comparison rate is based on a loan amount of $30,000 and a term of 5 years. | |||||||
Fees
| Fee | Type | Amount | Details |
|---|---|---|---|
| Loan Application Fee | UPFRONT | $250 | - |
| Personal Property Securities Register fee | UPFRONT | $24.78 | Payable to IMB for the initial PPSR enquiry and the registration of the encumbrance of the PPS files. |
Rate history
Rate Comparison rate
The figures behind this chart
| From | Until | Rate | Comparison |
|---|---|---|---|
| 2026-07-15 | 2026-09-30 (current) | 6.24% | 6.59% |
Published figures as captured daily since 2026-07-15. A step is the day the provider's published figure changed; days without a published figure carry the last published value.
Features
- Direct Credit is available on this account type.
- Receive Electronic Funds Transfers (EFT) to this account type.
- IMB boasts an extensive branch network throughout the Illawarra, Sydney, NSW South Coast, the ACT and Melbourne.
- IMB consultants are available Monday to Friday 8am - 8pm and Saturday 9am - 4pm
- Receive only
- IMB's Phone Banking Service gives you 24 hour access to your accounts from any touchphone.
Who can apply
- min age - 18
- natural person - NULL
- residency status - Borrowers must be Australian Citizens or permanent residents.
- other - AssessmentLending Criteria apply
- other - Age of SecurityNew Car Loans must be secured with a vehicle that is new or up to 4 years old.
Limits
- min limit - 2000
- max limit - 125000
The provider's own documents
Published by the provider under the Consumer Data Right. These are their documents, not ours - they are the authority on this product.
Last updated by data holder: 2026-09-22T00:00:00+10:00 · Product ID: PL-2-1