UniBank
Fixed Rate Car Loan
UniBank · pers loans
Provider last updated this product 2026-07-13.
Go to provider
You'll complete your application on
UniBank's website. Confirm the rate and fees with them
before applying.
With our Fixed Rate Car Loan you can borrow as little as $10,000 for a new or used vehicle up to 10 years old.
As published by the lender
- Vehicles - New or used vehicles, up to 10 years old
Lending rates
| Type | Rate | Comparison^ | Purpose | Repayment | Fixed term | Applies to | Interest |
|---|---|---|---|---|---|---|---|
| FIXED | 6.19% | 6.40% | OTHER | PRINCIPAL AND INTEREST | 36 months | $10,000 - $100,000 | calculated daily, paid monthly |
| FIXED | 6.19% | 6.40% | OTHER | PRINCIPAL AND INTEREST | 48 months | $10,000 - $100,000 | calculated daily, paid monthly |
| FIXED | 6.19% | 6.40% | OTHER | PRINCIPAL AND INTEREST | 60 months | $10,000 - $100,000 | calculated daily, paid monthly |
| FIXED | 6.19% | 6.40% | OTHER | PRINCIPAL AND INTEREST | 72 months | $10,000 - $100,000 | calculated daily, paid monthly |
Fees
| Fee | Type | Amount | Details |
|---|---|---|---|
| APPLICATION_FEE | UPFRONT | $150 | This fee is applicable when the loan is funded. |
Rate history
Rate Comparison rate
The figures behind this chart
| From | Until | Rate | Comparison |
|---|---|---|---|
| 2026-07-15 | 2026-09-30 (current) | 6.19% | 6.40% |
Published figures as captured daily since 2026-07-15. A step is the day the provider's published figure changed; days without a published figure carry the last published value.
Features
- No ongoing fees
- Choose weekly, fortnightly or monthly repayments
- A competitive fixed interest rate
- Loan can be used to buy towable caravans, boats, motor cycles or classic cars
- Accessories like a car navigation system, alarm and your car insurance can be added to the loan
Who can apply
- otherYou must be a member. Membership is open to current or retired employees, graduates and post-graduates and current students of an Australian university or family members of members (i.e. shareholders) of the Bank.
- residency status - Individuals must be citizens or permanent residents of Australia.
- natural person
- min age - 18
- otherAll applications for credit are subject to responsible lending criteria. Fees and charges apply. You can find our Consumer Lending terms and conditions online or from any of our offices.
Limits
- min limit - 10000.00Minimum loan amount is $10,000
- max limit - 80000.00Maximum loan amount is $80,000
The provider's own documents
Published by the provider under the Consumer Data Right. These are their documents, not ours - they are the authority on this product.
Last updated by data holder: 2026-07-13T17:27:03.000+10:00 · Product ID: 750449bb-9e64-4623-9cf4-f87f62aa5813