Plenti
Plenti Home Energy Saver Loan
Plenti · buy now pay later
Provider last updated this product 2026-08-05.
Zero-interest loans for eligible NSW households for the purchase of approved products under the NSW Government Home Energy Saver Loan Program. No application fee and no ongoing management fee apply. Borrower must be an owner-occupier of a NSW residential property. Credit subject to approval.
Lending rates
| Type | Rate | Comparison | Purpose | Repayment | Fixed term | Applies to | Interest |
|---|---|---|---|---|---|---|---|
| FIXED | 0.00% | - | OTHER | PRINCIPAL AND INTEREST | 120 months | - | paid monthly |
Fees
| Fee | Type | Amount | Details |
|---|---|---|---|
| Arrears Fee | OTHER | $2 | A fee which is payable weekly while the loan account is in arrears, with the amount as specified in your loan contract. Fee cap applies to each 12 month period starting from the loan settlement date. |
Features
Who can apply
- min age - 18Must be 18 years or older
- residency status - Must be an Australian citizen or permanent resident
- otherMust be the owner of the NSW residential dwelling that benefits from the loan
- natural personIndividual borrowers only
- otherHousehold combined taxable annual income must not exceed $210,000 per year
- otherMinimum CCR Equifax credit score of 500 or above required
- otherMust hold an Australian bank account capable of direct debit
- otherFinance restricted to approved products under the NSW Home Energy Saver Loan Program, including certain rooftop solar systems, residential batteries, inverters and switchboard updates
Limits
- min limit - 1001.00Minimum loan amount $1,001
- max limit - 15000.00Maximum loan amount $15,000. Maximum loan amounts apply per property for a Home Energy Saver loan
- otherLoan terms range from 1 year (P1Y) to 10 years (P10Y)
- otherApplicants must be referred or introduced to Plenti via an accredited approved vendor
The provider's own documents
Published by the provider under the Consumer Data Right. These are their documents, not ours - they are the authority on this product.
Last updated by data holder: 2026-08-05T13:14:10Z · Product ID: b872ac99-9cd6-4f60-a11a-dd05e0ffca45