Cairns bank
Term deposits 12mths over $500,000 mthly interest
Cairns bank · term deposits
Provider last updated this product 2026-10-23.
Go to provider
You'll complete your application on
Cairns bank's website. Confirm the rate and fees with them
before applying.
Cairns Bank term deposits pay a fixed rate of interest for a fixed term with interest paid monthly.
Deposit rates
| Type | Rate | Term | Calculated | Applies to | Conditions | Interest |
|---|---|---|---|---|---|---|
| FIXED | 5.00% | 24 months | daily | $1,000 - $1,000,000, Term deposits 12mths over $500,000 mthly interest_Tier | - | calculated daily, paid monthly |
| FIXED | 4.75% | 36 months | daily | $1,000 - $1,000,000, Term deposits 12mths over $500,000 mthly interest_Tier | - | calculated daily, paid monthly |
| FIXED | 3.75% | 37 months | daily | $1,000 - $1,000,000, Term deposits 12mths over $500,000 mthly interest_Tier | - | calculated daily, paid monthly |
| FIXED | 5.00% | 23 months | daily | $1,000 - $1,000,000, 12 - 23 months | - | calculated daily, paid monthly |
| FIXED | 4.75% | 35 months | daily | $1,000 - $1,000,000, 24 - 35 months | - | calculated daily, paid monthly |
| FIXED | 3.75% | 36 months | daily | $1,000 - $1,000,000, 36 - 36 months | - | calculated daily, paid monthly |
Rate history
The figures behind this chart
| From | Until | Rate |
|---|---|---|
| 2026-07-15 | 2026-10-22 | 4.75% |
| 2026-10-23 | 2026-10-26 (current) | 5.00% |
Published figures as captured daily since 2026-07-15. A step is the day the provider's published figure changed; days without a published figure carry the last published value.
Limits
- min balance - 1,000
- max balance - 1,000,000
The provider's own documents
Published by the provider under the Consumer Data Right. These are their documents, not ours - they are the authority on this product.
Last updated by data holder: 2026-10-23T10:45:14.000+10:00 · Product ID: I99_12M_OVER_500K