Queensland Country Bank
Personal Loan-Boat Loan
Queensland Country Bank · pers loans
Provider last updated this product 2026-09-30.
Our Boat Loan allows you to purchase a new or used personal and trailerable watercraft up to five years of age.
As published by the lender
- Vehicles - New or used vehicles
- Headline rates - from 7.24% to 8.24%The lender publishes several headline rates; which one applies is the lender's decision.
Lending rates
| Type | Rate | Comparison^ | Purpose | Repayment | Fixed term | Applies to | Interest |
|---|---|---|---|---|---|---|---|
| VARIABLE | 7.24% | 7.99% | OTHER | PRINCIPAL AND INTEREST | - | $0+ | calculated daily, paid monthly |
| Boat Loan - for the purchase of new personal, trailerable watercraft. Comparison Rate calculated on a secured loan of $30,000 over a 5 year term based on monthly repayments. | |||||||
| VARIABLE | 8.24% | 8.99% | OTHER | PRINCIPAL AND INTEREST | - | $0+ | calculated daily, paid monthly |
| Boat Loan (near new) - for the purchase of personal, trailerable watercraft up to five years of age. Comparison Rate calculated on a secured loan of $30,000 over a 5 year term based on monthly repayments. | |||||||
Fees
| Fee | Type | Amount | Details |
|---|---|---|---|
| Personal Establishment Fee | UPFRONT | $150 | - |
| GSA Document Fee | UPFRONT | $55 | Charging on Origination. If borrowing for a boat and trailer, multiple document fees may apply |
| Loan Maintenance Fee | PERIODIC | $5 | - |
| In Branch Redraw Fee | EVENT | $8 | Redraw Fee Applies for Assisted Transactions |
| Online Redraw Fee | EVENT | $0 | $0 Redraw Fee Applies for Online Transactions |
| Other Credit Fees | OTHER | - | Refer to our Fees and Charges brochure for information on other fees and charges which may apply. |
| Arrears Letter Fee - Second Arrears Letter | EVENT | $40 | - |
| Arrears Letter Fee - Default Notice prior to Enforcement | EVENT | $70 | - |
Rate history
Rate Comparison rate
The figures behind this chart
| From | Until | Rate | Comparison |
|---|---|---|---|
| 2026-07-15 | 2026-09-30 (current) | 7.24% | 7.99% |
Published figures as captured daily since 2026-07-15. A step is the day the provider's published figure changed; days without a published figure carry the last published value.
Features
- No deposit required
- Loan Terms up to 7 years
- Conditional pre-approval available
Who can apply
- min age - 18
- natural person
- residency status - Loans are available to members of the bank who are permanent residents of Australia and currently live in Australia
The provider's own documents
Published by the provider under the Consumer Data Right. These are their documents, not ours - they are the authority on this product.
Last updated by data holder: 2026-09-30T18:00:23.5981881Z · Product ID: 57