Queensland Country Bank
Personal Loan-Secured New Car
Queensland Country Bank · pers loans
Provider last updated this product 2026-09-30.
Our Canstar award winning new car loan allows you to purchase any new, demonstration or used car up to 3 years old. Our new car loan offers flexible loan terms and the ability to make additional repayments with no early repayment fees.
As published by the lender
- Security - Secured
- Vehicles - New vehicles, up to 3 years old
- Headline rates - from 5.99% to 7.49%The lender publishes several headline rates; which one applies is the lender's decision.
Lending rates
| Type | Rate | Comparison^ | Purpose | Repayment | Fixed term | Applies to | Interest |
|---|---|---|---|---|---|---|---|
| VARIABLE | 7.49% | 8.13% | OTHER | PRINCIPAL AND INTEREST | - | - | calculated daily, paid monthly |
| New Car Loan Special available for a limited time only. Available for the purchase of a car up to 3 years old. Comparison Rate calculated on a secured loan of $30,000 over a 5 year term based on monthly repayments. | |||||||
| VARIABLE | 5.99% | 6.63% | OTHER | PRINCIPAL AND INTEREST | - | - | calculated daily, paid monthly |
| New Car Loan Special available for a limited time only. Available for the purchase of a new or demo vehicle. Comparison Rate calculated on a secured loan of $30,000 over a 5 year term based on monthly repayments. | |||||||
Fees
| Fee | Type | Amount | Details |
|---|---|---|---|
| Personal Establishment Fee | UPFRONT | $150 | - |
| Loan Maintenance Fee | PERIODIC | $5 | - |
| In Branch Redraw Fee | EVENT | $8 | - |
| Online Redraw Fee | EVENT | $0 | - |
| Other Credit Fees | OTHER | - | Refer to our Fees and Charges brochure for information on other fees and charges which may apply. |
| Document Fee | OTHER | - | Document fees may apply |
| Arrears Letter Fee - Second Arrears Letter | EVENT | $40 | - |
| Arrears Letter Fee - Default Notice prior to Enforcement | EVENT | $70 | - |
Rate history
Rate Comparison rate
The figures behind this chart
| From | Until | Rate | Comparison |
|---|---|---|---|
| 2026-07-15 | 2026-09-14 | 6.49% | 7.13% |
| 2026-09-17 | 2026-09-30 (current) | 5.99% | 6.63% |
Published figures as captured daily since 2026-07-15. A step is the day the provider's published figure changed; days without a published figure carry the last published value.
Features
- No deposit required.
- Loan Terms up to 7 years.
- Conditional pre-approval available.
Who can apply
- min age - 18
- natural person
- otherNew Car Loan Special Offer available for a limited time for the purchase of a new or demo vehicle.
- residency status - Loans are available to members of the bank who are permanent residents of Australia and currently live in Australia.
The provider's own documents
Published by the provider under the Consumer Data Right. These are their documents, not ours - they are the authority on this product.
Last updated by data holder: 2026-09-30T18:00:23.5981881Z · Product ID: 26