Queensland Country Bank
Visa Credit
Queensland Country Bank · cred and chrg cards
Provider last updated this product 2026-09-30.
Our Visa Credit Card comes with a competitive low interest rate, low annual fee and up to 55 days interest free on purchases and BPAY if you pay your card in full by the due date
Lending rates
| Type | Rate | Comparison | Purpose | Repayment | Fixed term | Applies to | Interest |
|---|---|---|---|---|---|---|---|
| BALANCE TRANSFER | 14.74% | - | OTHER | OTHER | - | - | calculated daily, paid monthly |
| CASH ADVANCE | 14.74% | - | OTHER | OTHER | - | - | calculated daily, paid monthly |
| PURCHASE | 14.74% | - | OTHER | OTHER | - | - | calculated daily, paid monthly |
Fees
| Fee | Type | Amount | Details |
|---|---|---|---|
| Overseas Purchase Fee | TRANSACTION | 3.65% | - |
| Disputed Transaction Fee | EVENT | $35 | - |
| Direct Entry Recall of Funds | EVENT | $40 | Applies to Direct Debit, Direct Credit and OSKO payments |
| DE Mistaken Payment Return Req | EVENT | $50 | - |
| Honour Charge | EVENT | $8 | - |
| Dishonour Insuff. Funds | DISHONOUR | $8 | - |
| RTGS Payment Received Fee | EVENT | $7.20 | - |
| Other Service Fees | OTHER | - | Refer to our Fees and Charges brochure for information on other transactions which may attract fees and charges |
| Arrears Letter - Second Arrears Letter | EVENT | $40 | - |
| Arrears Letter Fee - Default Notice prior to Enforcement | EVENT | $70 | - |
| Overlimit Fee | EVENT | $30 | - |
| Visa Annual Fee | PERIODIC | $39 | Annual Fee charged on commencement and annually on anniversary of the commencement date |
Rate history
The figures behind this chart
| From | Until | Rate |
|---|---|---|
| 2026-07-15 | 2026-09-30 (current) | 14.74% |
Published figures as captured daily since 2026-07-15. A step is the day the provider's published figure changed; days without a published figure carry the last published value.
Features
- A low competitive interest rate on both purchases and cash advances
Who can apply
- min age - 18
- natural person
Limits
- max limit - 60000.00
- min limit - 500.00
The provider's own documents
Published by the provider under the Consumer Data Right. These are their documents, not ours - they are the authority on this product.
Last updated by data holder: 2026-09-30T18:00:23.5981881Z · Product ID: 13