Bank FirstBank First

3 Year Term Deposit

Bank First · term deposits

Provider last updated this product 2026-09-16.

Go to provider You'll complete your application on Bank First's website. Confirm the rate and fees with them before applying.

Term Deposit Account

Deposit rates

TypeRateTermCalculatedApplies toConditionsInterest
FIXED5.00%36 monthsdaily$500 - $9,999,999, 3 Year Term Deposit-calculated daily

Fees

FeeTypeAmountDetails
Term Deposit Early Withdrawal Interest Rate ReductionWITHDRAWAL-For early withdrawals of a part or full amount of a Term Deposit the interest accrued or paid to that date will reduce as follows: Percentage of Term Remaining 0-19.99% interest reduction = 20%,Term Remaining 20-39.99% interest reduction = 40%,Term Remaining 40-59.99% interest reduction = 60%,Term Remaining 60-79.99% interest reduction = 80%, Term Remaining 80-100% interest reduction = 90%.

Rate history

% p.a. 4.75% 4.88% 5.00%15 Jul18 Aug22 Sep26 Oct 15 Jul 26: 4.75%17 Sep 26: 5.00% Rate 5.00%
The figures behind this chart
FromUntilRate
2026-07-152026-09-144.75%
2026-09-172026-10-26 (current)5.00%

Published figures as captured daily since 2026-07-15. A step is the day the provider's published figure changed; days without a published figure carry the last published value.

Features

digital banking

Who can apply

Limits

The provider's own documents

Published by the provider under the Consumer Data Right. These are their documents, not ours - they are the authority on this product.

Last updated by data holder: 2026-09-16T23:04:34.770584Z · Product ID: f82d9637-2f52-4fb3-974d-a23847b6f6c5