Bank First
Strong Start Saver
Bank First · trans and savings accounts
Provider last updated this product 2026-10-16.
Go to provider
You'll complete your application on
Bank First's website. Confirm the rate and fees with them
before applying.
Savings account (15-35years inclusive)
Deposit rates
| Type | Rate | Term | Calculated | Applies to | Conditions | Interest |
|---|---|---|---|---|---|---|
| VARIABLE | 5.65% | - | daily | $0.01 - $49,999.99, $50,000 - $149,999.99, $150,000 - $249,999.99 | - | calculated daily, paid monthly |
| VARIABLE | 4.50% | - | daily | $250,000 - $999,999.99, $1,000,000+ | - | calculated daily, paid monthly |
Fees
| Fee | Type | Amount | Details |
|---|---|---|---|
| Non- Individual Membership Establishment Fee | UPFRONT | $50 | Applies when a Non-Individual membership is established |
| Inactive Membership Fee | PERIODIC | $30 | - |
| Account Keeping Fees | PERIODIC | $0 | - |
| Direct Debit Stop Request | EVENT | $9 | - |
| Direct Entry Return Fee | EVENT | $2.50 | - |
| Direct Debit Dishonour Fee | DISHONOUR | $15 | - |
| Statement Request | ENQUIRY | $0 | - |
| Coin Handling Fee | EVENT | $5 | Handling of a coin deposit or withdrawal - $5 per every $100. |
| Overdrawn Account Fee | EVENT | $15 | Applies when your Transaction / Savings Account is overdrawn or the balance exceeds the limit of any Overdraft attached to the account at close of business and charged again at seven day increments if the balance remains overdrawn / limit exceeded. |
Offers and discounts
No offers identified in available product data. Read from Bank First's Get Product Detail v7 on 2026-10-27.
Rate history
The figures behind this chart
| From | Until | Rate |
|---|---|---|
| 2026-09-01 | 2026-10-15 | 5.40% |
| 2026-10-16 | 2026-10-26 (current) | 5.65% |
Published figures as captured daily since 2026-09-01. A step is the day the provider's published figure changed; days without a published figure carry the last published value.
Features
- Phone Banking is available
- Other service related charges apply based on your circumstances
Who can apply
- min age - 15
- max age - 35Inclusive
- otherAvailable to members only
The provider's own documents
- Product overview › (opens in a new tab)
- Terms and conditions › (opens in a new tab)
- Eligibility criteria › (opens in a new tab)
- Fees and pricing › (opens in a new tab)
Published by the provider under the Consumer Data Right. These are their documents, not ours - they are the authority on this product.
Last updated by data holder: 2026-10-16T04:29:50.382696Z · Product ID: f1d7c8a4-9e63-4b2f-8a71-c5e904d2b6ef