Virgin Money Australia
Virgin Australia Velocity High Flyer Credit Card
Virgin Money Australia · cred and chrg cards
Provider last updated this product 2026-08-05.
Go to provider
You'll complete your application on
Virgin Money Australia's website. Confirm the rate and fees with them
before applying.
If you love to travel, the Virgin Australia Velocity High Flyer Card is for you. Earn Velocity Points on your everyday spend, plus enjoy exclusive flight benefits and a range of complimentary insurances. It's a seriously rewarding credit card.
Lending rates
| Type | Rate | Comparison | Purpose | Repayment | Fixed term | Applies to | Interest |
|---|---|---|---|---|---|---|---|
| CASH ADVANCE | 20.99% | - | OTHER | OTHER | - | - | calculated daily, paid monthly |
| PURCHASE | 20.74% | - | OTHER | OTHER | - | - | calculated daily, paid monthly |
| BALANCE TRANSFER | 20.99% | - | OTHER | OTHER | - | 25+ months | calculated daily, paid monthly |
| Balance Transfer rate reverts to the variable Annual Percentage Rate for Cash Advances at the end of promotional period. | |||||||
| BALANCE TRANSFER | 0.00% | - | OTHER | OTHER | 12 months | 1 - 24 months | calculated daily, paid monthly |
| 40,000 Bonus Velocity Points will be awarded for each month $3,500 or more is spent on eligible purchases for the first 60 days from approval. 20,000 Velocity Points will be awarded when you keep your card open for over 12 months. New and approved customers only. 0% p.a. for 24 months on balance transfers. 3% balance transfer fee applies. | |||||||
Fees
| Fee | Type | Amount | Details |
|---|---|---|---|
| Paper Statement Fee | PERIODIC | $2 | For each statement period we issue you with a paper statement, $2 will be debited to your account in the following statement period. This may be waived in limited circumstances. |
| Overlimit Fee | EVENT | $40 | Fee per statement period when your credit limit is exceeded. |
| Domestic Cash Advance below $100 | CASH_ADVANCE | $2.70 | Domestic cash withdrawals from your credit card. |
| Dishonour Fee | DISHONOUR | $15 | Fee for each time a cheque or Direct Debit payment is dishonoured. |
| Late Payment Fee | LATE_PAYMENT | $30 | Fee for each time we do not receive the Minimum Payment Due and any Overdue Amount by the payment due date, debited to your Account after the payment due date. |
| Annual Fee | PERIODIC | $329 | Annual fee charged on the card |
| Over-the-Counter Fee (Bank@Post) | EVENT | $2.50 | - |
| International Transaction Fee | PURCHASE | 3.30% | For retail purchases or cash advance transactions made in a foreign currency or using a foreign merchant |
| International Cash Advance | CASH_ADVANCE | $5 | International cash withdrawals on your credit card |
| Domestic Cash Advance above $100 | CASH_ADVANCE | 2.70% | Domestic cash withdrawals from your credit card. |
| Balance Transfer fee | TRANSACTION | 3.00% | The balance transfer fee is 3% of the balance transferred |
Rate history
The figures behind this chart
| From | Until | Rate |
|---|---|---|
| 2026-08-09 | 2026-09-30 (current) | 0.00% |
Published figures as captured daily since 2026-08-09. A step is the day the provider's published figure changed; days without a published figure carry the last published value.
Features
- Up to 100 Bonus Status Credits each year you purchase. Fly on an eligible Virgin Australia flight and you'll get rewarded with up to 100 Status Credits each year.
- Earn 2 extra Velocity Points for every $1 spent directly with Virgin Australia using your High Flyer Credit Card.
- Gain access to unique Visa privileges such as a range of great reduced holiday offers on hotels and resorts around the globe & up to 30% discount on green fees at some of the most prestigious golf clubs around the world. With Visa Platinum Benefits you'll also get exclusive access to pre-sale tickets to some of the most sought-after events in Australia.
- Take advantage of round-the-clock access to the Visa Platinum Concierge Service. It's the next best thing to having your very own personal assistant and all it takes is a phone call or a mouse click, anytime, anywhere in the world.
- For purchases of up to $100, simply wave & go anywhere that has a Visa payWave sensor, making payments easy and convenient.
Who can apply
- min income - 75000.0000000000Minimum income required
- residency status - Australian Citizen or permanent residentAustralian Citizen or permanent resident
- min age - 18You must be at least 18 years of age to apply for a credit card
Limits
- min limit - 15000.0000000000Minimum credit limit
The provider's own documents
Published by the provider under the Consumer Data Right. These are their documents, not ours - they are the authority on this product.
Last updated by data holder: 2026-08-05T03:56:02Z · Product ID: 9bf3781e-102c-ee11-9966-002248e1d7d5