Virgin Money Australia
Virgin Australia Velocity Flyer Credit Card
Virgin Money Australia · cred and chrg cards
Provider last updated this product 2026-08-05.
Go to provider
You'll complete your application on
Virgin Money Australia's website. Confirm the rate and fees with them
before applying.
Go places faster with our award-winning Virgin Australia Velocity Flyer credit card. Turn your everyday spend into flights, accommodation and more. The sky's the limit.
Lending rates
| Type | Rate | Comparison | Purpose | Repayment | Fixed term | Applies to | Interest |
|---|---|---|---|---|---|---|---|
| PURCHASE | 20.74% | - | OTHER | OTHER | - | - | calculated daily, paid monthly |
| Up to 44 days Interest free on retail purchases | |||||||
| CASH ADVANCE | 20.99% | - | OTHER | OTHER | - | - | calculated daily, paid monthly |
| BALANCE TRANSFER | 0.00% | - | OTHER | OTHER | 12 months | 1 - 12 months | calculated daily, paid monthly |
| 25,000 Bonus Velocity Points will be awarded for each month $1,500 or more is spent on eligible purchases for the first 60 days from approval. 20,000 Velocity Points will be awarded when you keep your card open for over 12 months. New and approved customers only. 0% p.a. for 12 months on balance transfers. 3% balance transfer fee applies. | |||||||
| BALANCE TRANSFER | 20.99% | - | OTHER | OTHER | - | 25+ months | calculated daily, paid monthly |
| Balance Transfer rate reverts to the variable Annual Percentage Rate for Cash Advances at the end of promotional period. | |||||||
| BALANCE TRANSFER | 0.00% | - | OTHER | OTHER | 24 months | 1 - 24 months | calculated daily, paid monthly |
| 0% p.a. for 24 months on balance transfers from approval. 3% balance transfer fee applies | |||||||
| BALANCE TRANSFER | 20.99% | - | OTHER | OTHER | - | 13+ months | calculated daily, paid monthly |
| Balance Transfer rate reverts to the variable Annual Percentage Rate for Cash Advances at the end of promotional period. | |||||||
Fees
| Fee | Type | Amount | Details |
|---|---|---|---|
| Paper Statement Fee | PERIODIC | $2 | For each statement period we issue you with a paper statement, $2 will be debited to your account in the following statement period. This may be waived in limited circumstances |
| Overlimit Fee | EVENT | $40 | Fee per statement period when your credit limit is exceeded |
| Late Payment Fee | LATE_PAYMENT | $30 | Fee for each time we do not receive the Minimum Payment Due and any Overdue Amount by the payment due date, debited to your Account after the payment due date. |
| Domestic Cash Advance above $100 | CASH_ADVANCE | 2.70% | Domestic cash withdrawals from your credit card. |
| Domestic Cash Advance below $100 | CASH_ADVANCE | $2.70 | Domestic cash withdrawals from your credit card. |
| International Cash Advance | CASH_ADVANCE | $5 | International cash withdrawals on your credit card |
| Dishonour Fee | DISHONOUR | $15 | Fee for each time a cheque or Direct Debit payment is dishonoured. |
| Annual Fee | PERIODIC | $149 | Annual fee charged on the card. |
| International Transaction Fee | PURCHASE | 3.30% | For retail purchases or cash advance transactions made in a foreign currency or using a foreign merchant |
| Over-the-Counter Fee (Bank@Post) | EVENT | $2.50 | - |
| Balance Transfer fee | TRANSACTION | 3.00% | The balance transfer fee is 3% of the balance transferred |
Rate history
The figures behind this chart
| From | Until | Rate |
|---|---|---|
| 2026-08-09 | 2026-09-30 (current) | 0.00% |
Published figures as captured daily since 2026-08-09. A step is the day the provider's published figure changed; days without a published figure carry the last published value.
Features
- Earn 1 extra Velocity Point for every $1 spent directly with Virgin Australia.
- For purchases of up to $100, simply wave & go anywhere that has a Visa payWave sensor, making payments easy and convenient.
- Imagine having first choice of seats to some of the most sought-after events in Australia. No queuing, no waiting, no disappointment to some of the biggest concerts, hottest shows and most exciting sports events, before pre-sales and before they go on sale to the general public.
Who can apply
- min income - 35000.0000000000Minimum income required
- min age - 18You must be at least 18 years of age to apply for a credit card
- residency status - Australian Citizen or permanent residentAustralian Citizen or permanent resident
Limits
- min limit - 6000.0000000000Minimum credit limit
The provider's own documents
Published by the provider under the Consumer Data Right. These are their documents, not ours - they are the authority on this product.
Last updated by data holder: 2026-08-05T03:55:14Z · Product ID: 76126e21-102c-ee11-9966-002248e1dc43