Virgin Money Australia
Virgin Money Anytime Rewards Credit Card
Virgin Money Australia · cred and chrg cards
Provider last updated this product 2026-08-17.
Go to provider
You'll complete your application on
Virgin Money Australia's website. Confirm the rate and fees with them
before applying.
Our highest Virgin Money Points earning credit card. Earn 1 Point for every $1 you spend on the card, with no limit to the points you can rack up.
Lending rates
| Type | Rate | Comparison | Purpose | Repayment | Fixed term | Applies to | Interest |
|---|---|---|---|---|---|---|---|
| BALANCE TRANSFER | 0.00% | - | OTHER | OTHER | 12 months | 1 - 12 months | calculated daily, paid monthly |
| Earn 60,000 Bonus Virgin Money Points (when you spend $3,000 or more in the first 90 days from approval). 0% p.a. for 12 months on balance transfers. 3% balance transfer fee applies. Reverts to the cash advance rate. | |||||||
| BALANCE TRANSFER | 20.99% | - | OTHER | OTHER | - | 13+ months | calculated daily, paid monthly |
| Balance Transfer rate reverts to the variable Annual Percentage Rate for Cash Advances at the end of promotional period. | |||||||
| PURCHASE | 19.99% | - | OTHER | OTHER | - | - | calculated daily, paid monthly |
| Up to 55 days Interest free on retail purchases | |||||||
| CASH ADVANCE | 20.99% | - | OTHER | OTHER | - | - | calculated daily, paid monthly |
| BALANCE TRANSFER | 20.99% | - | OTHER | OTHER | - | 25+ months | calculated daily, paid monthly |
| Balance Transfer rate reverts to the variable Annual Percentage Rate for Cash Advances at the end of promotional period. | |||||||
| BALANCE TRANSFER | 0.00% | - | OTHER | OTHER | 24 months | 1 - 24 months | calculated daily, paid monthly |
| 0% p.a. for 24 months on balance transfers from approval. 3% balance transfer fee applies. Reverts to the cash advance rate. | |||||||
Fees
| Fee | Type | Amount | Details |
|---|---|---|---|
| Domestic Cash Advance above $100 | CASH_ADVANCE | 2.70% | Domestic cash withdrawals from your credit card. |
| Paper Statement Fee | PERIODIC | $2 | For each statement period we issue you with a paper statement, $2 will be debited to your account in the following statement period. This may be waived in limited circumstances |
| Overlimit Fee | EVENT | $40 | Fee per statement period when your credit limit is exceeded |
| International Cash Advance | CASH_ADVANCE | $5 | International cash withdrawals on your credit card |
| International Transaction Fee | PURCHASE | 3.30% | For retail purchases or cash advance transactions made in a foreign currency or using a foreign merchant |
| Over-the-Counter Fee (Bank@Post) | EVENT | $2.50 | - |
| Annual Fee | PERIODIC | $149 | Annual fee charged on the card. |
| Domestic Cash Advance below $100 | CASH_ADVANCE | $2.70 | Domestic cash withdrawals from your credit card. |
| Late Payment Fee | LATE_PAYMENT | $30 | Fee for each time we do not receive the Minimum Payment Due and any Overdue Amount by the payment due date, debited to your Account after the payment due date. |
| Dishonour Fee | DISHONOUR | $15 | Fee for each time a cheque or Direct Debit payment is dishonoured. |
| Balance Transfer fee | TRANSACTION | 3.00% | The balance transfer fee is 3% of the balance transferred |
Rate history
The figures behind this chart
| From | Until | Rate |
|---|---|---|
| 2026-08-09 | 2026-09-30 (current) | 0.00% |
Published figures as captured daily since 2026-08-09. A step is the day the provider's published figure changed; days without a published figure carry the last published value.
Features
- Imagine having first choice of seats to some of the most sought-after events in Australia. No queuing, no waiting, no disappointment to some of the biggest concerts, hottest shows and most exciting sports events, before pre-sales and before they go on sale to the general public.
- For purchases of up to $100, simply wave & go anywhere that has a Visa payWave sensor, making payments easy and convenient.
Who can apply
- min age - 18You must be at least 18 years of age to apply for a credit card
- residency status - Australian Citizen or permanent residentAustralian Citizen or permanent resident
- min income - 35000.0000000000Minimum income required
Limits
- min limit - 6000.0000000000Minimum credit limit
The provider's own documents
Published by the provider under the Consumer Data Right. These are their documents, not ours - they are the authority on this product.
Last updated by data holder: 2026-08-17T01:56:33Z · Product ID: 085dd673-e910-ef11-9f89-002248921877