HUME BANK LIMITED
Visa Clear
HUME BANK LIMITED · cred and chrg cards
Provider last updated this product 2026-05-01.
Go to provider
You'll complete your application on
HUME BANK LIMITED's website. Confirm the rate and fees with them
before applying.
One for the everyday spenders who make good use of their plastic.
Lending rates
| Type | Rate | Comparison | Purpose | Repayment | Fixed term | Applies to | Interest |
|---|---|---|---|---|---|---|---|
| CASH ADVANCE | 19.95% | - | OTHER | OTHER | - | - | calculated daily, paid monthly |
| PURCHASE | 14.95% | - | OTHER | OTHER | - | - | calculated daily, paid monthly |
Fees
| Fee | Type | Amount | Details |
|---|---|---|---|
| FEEVISAAN | PERIODIC | $30 | - |
| FEECARDREP | EVENT | $10 | Card Issuance fee - Applicable when requesting the replacement of an existing card or when ordering a second or any additional card |
| FEECARDOSEAS | EVENT | $250 | Payable when a replacement card is to be sent overseas |
| FEECHGBACK | EVENT | $30 | When you make a request for a chargeback |
| FEECARDCOUR | EVENT | $50 | When a Visa Debit Card is requested to be delivered by express post |
| FEESTATDUP | EVENT | $2 | $2 per page. Charged when a duplicate statement or interim fee is requested |
| FEELATEPAY | EVENT | $20 | Charged when your repayment is not made by the due date |
| FEEVOUCHRET | EVENT | $30 | Payable each time we are asked to provide a copy of a visa card transaction voucher. This fee will not be charged if the voucher retrieval relates to a disputed transaction and the dispute is resolved in your favour |
| FEEFORCON | TRANSACTION | 2.85% | Payable on any transaction to your account in a currency other than Australian dollars. |
Rate history
The figures behind this chart
| From | Until | Rate |
|---|---|---|
| 2026-07-15 | 2026-09-30 (current) | 14.95% |
Published figures as captured daily since 2026-07-15. A step is the day the provider's published figure changed; days without a published figure carry the last published value.
Features
- Free additional card holder
- Loyalty points program
Who can apply
- min age - 18
- residency status - Must be an Australian resident or citizen, with an Australian residential mailing address
Limits
- min limit - 500.00
- max limit - 50000.00
The provider's own documents
Published by the provider under the Consumer Data Right. These are their documents, not ours - they are the authority on this product.
Last updated by data holder: 2026-05-01T11:47:56.000+10:00 · Product ID: S32V1