HUME BANK LIMITED
Visa Value
HUME BANK LIMITED · cred and chrg cards
Provider last updated this product 2026-05-01.
Go to provider
You'll complete your application on
HUME BANK LIMITED's website. Confirm the rate and fees with them
before applying.
Our most popular card: no mess, no fuss, and no nasty surprises.
Lending rates
| Type | Rate | Comparison | Purpose | Repayment | Fixed term | Applies to | Interest |
|---|---|---|---|---|---|---|---|
| CASH ADVANCE | 19.95% | - | OTHER | OTHER | - | - | calculated daily, paid monthly |
| PURCHASE | 11.95% | - | OTHER | OTHER | - | - | calculated daily, paid monthly |
Fees
| Fee | Type | Amount | Details |
|---|---|---|---|
| FEECARDREP | EVENT | $10 | Card Issuance fee - Applicable when requesting the replacement of an existing card or when ordering a second or any additional card |
| FEECARDOSEAS | EVENT | $250 | Payable when a replacement card is to be sent overseas |
| FEECHGBACK | EVENT | $30 | When you make a request for a chargeback |
| FEECARDCOUR | EVENT | $50 | When a Visa Debit Card is requested to be delivered by express post |
| FEESTATDUP | EVENT | $2 | $2 per page. Charged when a duplicate statement or interim fee is requested |
| FEEFORCON | TRANSACTION | 2.85% | Payable on any transaction to your account in a currency other than Australian dollars. |
| FEELATEPAY | EVENT | $20 | Charged when your repayment is not made by the due date |
| FEEVOUCHRET | EVENT | $30 | Payable each time we are asked to provide a copy of a visa card transaction voucher. This fee will not be charged if the voucher retrieval relates to a disputed transaction and the dispute is resolved in your favour |
Rate history
The figures behind this chart
| From | Until | Rate |
|---|---|---|
| 2026-07-15 | 2026-09-30 (current) | 11.95% |
Published figures as captured daily since 2026-07-15. A step is the day the provider's published figure changed; days without a published figure carry the last published value.
Features
- Free additional card holder
- No annual fee
Who can apply
- min age - 18
- residency status - Must be an Australian resident or citizen, with an Australian residential mailing address
Limits
- min limit - 500.00
- max limit - 20000.00
The provider's own documents
Published by the provider under the Consumer Data Right. These are their documents, not ours - they are the authority on this product.
Last updated by data holder: 2026-05-01T11:46:38.000+10:00 · Product ID: S31V1