HUME BANK LIMITED
liteBlue O/Occ P+I (up to 60%LVR)
HUME BANK LIMITED · residential mortgages
Provider last updated this product 2026-06-17.
Go to provider
You'll complete your application on
HUME BANK LIMITED's website. Confirm the rate and fees with them
before applying.
A straight up low rate home loan that's easy to understand. With perks that make sense, like no ongoing fees and free online redraw.
Lending rates
| Type | Rate | Comparison^ | Purpose | Repayment | Fixed term | Applies to | Interest |
|---|---|---|---|---|---|---|---|
| VARIABLE | 5.99% | 6.00% | OWNER OCCUPIED | PRINCIPAL AND INTEREST | - | - | calculated daily, paid monthly |
| Interest is calculated daily and applied monthly | |||||||
Fees
| Fee | Type | Amount | Details |
|---|---|---|---|
| LBAPPFEE | PAYMENT | $199 | This fee is a once off charge for a liteBlue application |
| TITLEPRODFEE | EVENT | $150 | Payable when you ask us to produce the title to you or another credit provider |
| TITLESEARCH | EVENT | $50 | Payable when you undertake a title search in relation to any security |
| SETTLEMENTATTFEE | EVENT | $75 | Payable when we are required to attend any settlement on your behalf |
| SEARCHFEE | EVENT | $20 | Payable when we undertake any search in relation to your company or business at ASIC |
| PROGPAYMENT | EVENT | $30 | Payable on the 8th and any subsequent drawdown on a construction loan |
| PHOTOCOPYFEE | EVENT | $3 | $3 per page. Payable when you ask us to photocopy documents for you |
| DISCHARGE_FEE | EXIT | $350 | Payable when any security is wholly or partially discharged. |
| REDRAW | TRANSACTION | $30 | Payable each time you request a redraw on your loan over the counter. For all loans apart from Interest Saver loans, this fee is waived for the first redraw requested each month. This fee does not apply if your request is processed via iBank |
| CONSENT_FEE | EVENT | $150 | Payable when you ask us to consent to a second mortgage on any security |
| DEFAULTFEE | PAYMENT | $20 | Payable on the last day of each month during which there is an amount overdue for payment on your loan. |
| AGENT_FEE | PAYMENT | $150 | Payable if we need to instruct an agent in connection with the settlement of your loan |
| CHQFEE | EVENT | $10 | Payable for each cheque required on settlement in excess of five (5) cheques |
| DUPLICATESTATEMENTFEE | EVENT | $2 | Duplicate Statement Fee - $2 per page of statement produced. Payable when you ask us to produce duplicate statements for you. |
| LANDTITLE | CASH_ADVANCE | $0 | Priced on application - Payable when you request us to produce a title deed |
| LEGALCOSTS | CASH_ADVANCE | $0 | Priced on application - Payable when we pay our solicitors as a result of your application for a variabtion to, discharge of or our consent to any variation of your agreement or security |
| SECURITYSEARCH | CASH_ADVANCE | $0 | Priced on application - Payable if we need to search a register in relation to any security |
| VALFEE | CASH_ADVANCE | $0 | Priced on application - Payable when we have to pay a valuer as a result of your application for our consent to any matter relating to this agreement or the security, a variation of the agreement or security, or for a progress payment under a construction loan |
| CONTRACTVARIATIONFEE | EVENT | $300 | Payable in the event we agree to vary your loan agreement |
| SWITCHFEE | EVENT | $300 | Payable when you convert from one interest rate option to another. This fee is in addition to any break costs payable |
| DISHONOURFEE | PAYMENT | $16 | Payable if a direct debit from another account to your loan is declined or a cheque deposited to your loan account is dishonoured |
Rate history
Rate Comparison rate
The figures behind this chart
| From | Until | Rate | Comparison |
|---|---|---|---|
| 2026-07-15 | 2026-09-30 (current) | 5.99% | 6.00% |
Published figures as captured daily since 2026-07-15. A step is the day the provider's published figure changed; days without a published figure carry the last published value.
Features
- No monthly account keeping fees
- Flexible Repayments - weekly, fortnightly or monthly
- eStatements only on this product
Who can apply
- min age - 1818
- otherMaximum Loan to Value Ratio of 60%
- residency status - Must be an Australian resident or citizen, with an Australian residential mailing address
- otherProduct is available to approved borrowers only. Terms, conditions, fees, charges and normal lending criteria apply
Limits
- max lvr - 0.60
The provider's own documents
Published by the provider under the Consumer Data Right. These are their documents, not ours - they are the authority on this product.
Last updated by data holder: 2026-06-17T15:53:26.000+10:00 · Product ID: LBSUB60OOPI_V1