VISA CREDIT CARD
HORIZON BANK · cred and chrg cards
Provider last updated this product 2025-10-23.
Go to provider
You'll complete your application on
HORIZON BANK's website. Confirm the rate and fees with them
before applying.
VISA CREDIT CARD
Lending rates
| Type | Rate | Comparison | Purpose | Repayment | Fixed term | Applies to | Interest |
|---|---|---|---|---|---|---|---|
| CASH ADVANCE | 12.95% | - | OTHER | OTHER | - | - | calculated daily, paid monthly |
| PURCHASE | 12.95% | - | OTHER | OTHER | - | - | calculated daily, paid monthly |
| INTRODUCTORY | 7.96% | - | OTHER | OTHER | 5 months | - | calculated daily, paid monthly |
Fees
| Fee | Type | Amount | Details |
|---|---|---|---|
| STATEMENT_COPY | EVENT | $2.50 | - |
| VISA_CARD_CHARGE_BACK | EVENT | $29 | - |
| VISA_CARD_REPLACEMENT | EVENT | $9 | Australia only |
| VISA_CARD_REPLACEMENT_(EMERGENCY) | EVENT | $30 | - |
| VISA_CARD_VOUCHER_RETRIEVAL | EVENT | $24 | - |
| VISA_CREDIT_CARD_LATE_PAYMENT_FEE | EVENT | $10 | - |
Rate history
The figures behind this chart
| From | Until | Rate |
|---|---|---|
| 2026-08-09 | 2026-09-30 (current) | 7.96% |
Published figures as captured daily since 2026-08-09. A step is the day the provider's published figure changed; days without a published figure carry the last published value.
Features
- Manage payments from your bank account using PayTo.
- Low Special Rate for the first 5 months
Who can apply
- min age - 18
Limits
- min limit - 500.00
- min balance - 30000.00
The provider's own documents
Published by the provider under the Consumer Data Right. These are their documents, not ours - they are the authority on this product.
Last updated by data holder: 2025-10-23T15:35:57.000+11:00 · Product ID: S97_S970001