Beyond Bank Australia
INV - 12 Mth FMD Trf 12 Mthly
Beyond Bank Australia · term deposits
Provider last updated this product 2026-09-28.
Go to provider
You'll complete your application on
Beyond Bank Australia's website. Confirm the rate and fees with them
before applying.
Farm Management Deposit Accounts are fixed term accounts that allows primary producers to set aside pre-tax income in profitable years to establish cash reserves to help meet costs in low-income years when they need it most.
Deposit rates
| Type | Rate | Term | Calculated | Applies to | Conditions | Interest |
|---|---|---|---|---|---|---|
| FIXED | 4.90% | 12 months | daily | $2,000 - $49,999.99, 12.00 - 12.00 months | Interest paid on maturity into a nominated account. | calculated daily, paid P12M |
| Interest paid on maturity into a nominated account. | ||||||
| FIXED | 5.15% | 12 months | daily | $50,000 - $199,999.99, 12.00 - 12.00 months | Interest paid on maturity into a nominated account. | calculated daily, paid P12M |
| Interest paid on maturity into a nominated account. | ||||||
| FIXED | 5.20% | 12 months | daily | $200,000+, 12.00 - 12.00 months | Interest paid on maturity into a nominated account. | calculated daily, paid P12M |
| Interest paid on maturity into a nominated account. | ||||||
Fees
| Fee | Type | Amount | Details |
|---|---|---|---|
| Early Redemption Administration Fee | EVENT | $25 | This fee is payable should the depositor choose to withdraw funds (in whole or in part) prior to the maturity date. A 31 day notice period is required. An interest penalty may also apply. |
Rate history
The figures behind this chart
| From | Until | Rate |
|---|---|---|
| 2026-07-15 | 2026-07-20 | 5.15% |
| 2026-08-08 | 2026-09-27 | 5.05% |
| 2026-09-28 | 2026-10-26 (current) | 5.20% |
Published figures as captured daily since 2026-07-15. A step is the day the provider's published figure changed; days without a published figure carry the last published value.
Who can apply
- otherEligibility: available to anyone who is a primary producer when the deposit is made. Other conditions apply.
- otherMembership: You must be or become a Beyond Bank Australia member.
- otherTaxation benefits may be available to Primary Producers as part of the Farm Management Deposit scheme and subject to qualifying criteria and terms and conditions.
- otherSecurely backed by the Government Guarantee.
Limits
- max balance - 800000.00Total balance of all FMD accounts held by the same person must not exceed $800,000 at any time.
- min balance - 2000.00Minimum initial investment from $2,000.00 Any further deposit or withdrawal must be at least $1,000.00
- opening balance - 2000.00Minimum initial investment from $2,000.00
The provider's own documents
- Product overview › (opens in a new tab)
- Terms and conditions › (opens in a new tab)
- Eligibility criteria › (opens in a new tab)
- Fees and pricing › (opens in a new tab)
Published by the provider under the Consumer Data Right. These are their documents, not ours - they are the authority on this product.
Last updated by data holder: 2026-09-28T12:00:30.9399881Z · Product ID: 48