Beyond Bank Australia
Low Rate Car Loan Special
Beyond Bank Australia · pers loans
Provider last updated this product 2026-04-07.
Go to provider
You'll complete your application on
Beyond Bank Australia's website. Confirm the rate and fees with them
before applying.
Our Low Rate Car Loan Special Offer makes buying your new car easy and affordable offering a low fixed interest rate and an ability to pay out your loan early with no fees.
Lending rates
| Type | Rate | Comparison^ | Purpose | Repayment | Fixed term | Applies to | Interest |
|---|---|---|---|---|---|---|---|
| FIXED | 6.79% | 7.80% | UNCONSTRAINED | PRINCIPAL AND INTEREST | 84 months | - | calculated daily, paid monthly |
| Special Offer. Low Rate Car Loan Special, principal & interest & a minimum balance of $5,000. Flexible loan terms up to 7 years. Conditions apply. | |||||||
Fees
| Fee | Type | Amount | Details |
|---|---|---|---|
| Dishonoured Cheque Deposit Fee | EVENT | $3.75 | This fee is payable whenever a cheque or payment order from an account with another financial institution is dishonoured or declined. |
| Loan Establishment/Variation Fee | UPFRONT | $195 | This fee is charged when you apply for a new or additional credit, or when you request a change to your Car or Personal Loan contract. |
| Redraw (staff assisted) Fee | TRANSACTION | $35 | This fee is payable for each staff-assisted redraw. |
| Redraw (online) Fee | TRANSACTION | $0 | Online redraw via Internet or Mobile Banking is free. |
| Default Notice Fee | EVENT | $20 | This fee is payable whenever we send you a default notice because you have defaulted under the contract. |
| Direct Entry Dishonour Fee | EVENT | $6 | This fee is payable whenever an automatic payment or other direct entry is dishonoured due to insufficient funds or for any other reason such as an incorrect BSB or account number |
| Security Administration fee | UPFRONT | $70 | This fee is payable when we prepare a Goods Security or other security in relation to a Car or Personal loan. |
| Additional Security Fee | UPFRONT | $150 | This fee is payable when we prepare a security such as a guarantee. |
| Default Fee on Car & Personal Loans - on the 8th day | EVENT | $20 | This fee is payable on the 8th day you are in default. |
| Default Fee on Car & Personal Loans - every 14th day thereafter | EVENT | $25 | This fee is payable every 14th day thereafter for so long as you remain in default. |
Rate history
Rate Comparison rate
The figures behind this chart
| From | Until | Rate | Comparison |
|---|---|---|---|
| 2026-07-15 | 2026-09-30 (current) | 6.79% | 7.80% |
Published figures as captured daily since 2026-07-15. A step is the day the provider's published figure changed; days without a published figure carry the last published value.
Features
Who can apply
- min age - 18Available for customers aged 18 years and over.
- natural person
- otherMembership: You must be or become a Beyond Bank Australia member.
- otherLending criteria applies.
- otherOnly available for a limited time to new loans with a minimum balance of $5,000 and where the loan does not exceed the purchase price of the car. Other eligibility criteria, terms & conditions apply.
- otherA monthly fee applies to this loan.
- residency status - Australian CitizenMust be an Australian citizen, permanent Australian resident or hold a Visa. If a Visa holder's income is relied upon to determine serviceability, the term of the Visa must exceed the term of the loan.
Limits
- max limit - 150000.00
- max lvr - 1.05
- min limit - 5000.00
- min lvr - 0.00
The provider's own documents
Published by the provider under the Consumer Data Right. These are their documents, not ours - they are the authority on this product.
Last updated by data holder: 2026-04-07T14:00:29.0117364Z · Product ID: 41