Bank Australia
Platinum Visa Credit Card
Bank Australia · cred and chrg cards
Provider last updated this product 2026-04-10.
Be rewarded for your spending with Qantas Points. Great for those who pay their card in full each month and are a Qantas Frequent Flyer member.
Lending rates
| Type | Rate | Comparison | Purpose | Repayment | Fixed term | Applies to | Interest |
|---|---|---|---|---|---|---|---|
| CASH ADVANCE | 20.24% | - | OTHER | OTHER | - | - | calculated daily, paid monthly |
| Minimum monthly repayments of 2.5% or $20, whichever is greater. If the closing balance is less than $20, you must pay the full closing balance. | |||||||
| PURCHASE | 20.24% | - | OTHER | OTHER | - | - | calculated daily, paid monthly |
| Minimum monthly repayments of 2.5% or $20, whichever is greater. If the closing balance is less than $20, you must pay the full closing balance. | |||||||
Fees
| Fee | Type | Amount | Details |
|---|---|---|---|
| Cash Advance Fee - Overseas | CASH_ADVANCE | $5 | Applies to any cash advance made outside Australia on the Platinum Rewards Visa, $5 plus the International Transaction Fee (ITF) |
| Cash Advance Fee - Domestic | CASH_ADVANCE | $5 | A fee charged to any cash advance within Australia through all channels on the Platinum Rewards Visa Credit Card |
| International transaction fee (ITF) | TRANSACTION | 3.00% | When you undertake an International transaction on a Bank Australia Visa Debit Card you will be charged the fee. An International transaction is any purchase, withdrawal or credit in a currency other than Australian Dollars or where the merchant or financial institution accepting the transaction is outside of Australia or where there is a currency conversion. |
| Platinum Rewards Credit Card Annual Fee | PERIODIC | $189 | An annual fee charged on your credit card. |
| Visa emergency card/cash overseas fee | REPLACEMENT | $175 | A fee charged when you need an emergency replacement card or cash delivered to you on an urgent basis to an address overseas. |
| Additional Cardholder Fee | PERIODIC | $0 | A fee payable if you request that we allow someone else to have a card on your account. Paid annually. |
Rate history
The figures behind this chart
| From | Until | Rate |
|---|---|---|
| 2026-07-15 | 2026-09-30 (current) | 20.24% |
Published figures as captured daily since 2026-07-15. A step is the day the provider's published figure changed; days without a published figure carry the last published value.
Features
- Card Controls: Decide the features you want enabled on your card including card lock, digital wallet, pay wave, international transactions, ATM withdrawals or online/instore transactions and simply switch them on or off from your App or Internet Banking.
Who can apply
- min age - 1818+ years
- natural person
- otherEach application for credit is subject to our normal lending criteria and approval.
- residency status - AUAvailable to citizens or permanent resident of Australia and valid Visa holders.
Limits
- min limit - 1000.00Minimum Credit Limit of $1000 is required
Bundled with
- Offset LoanOffset Loan
The provider's own documents
Published by the provider under the Consumer Data Right. These are their documents, not ours - they are the authority on this product.
Last updated by data holder: 2026-04-10T05:29:20.096Z · Product ID: f23e4849-212b-4a22-beb1-a088654d73e5