Bank Australia
Lifestyle Personal Loan
Bank Australia · pers loans
Provider last updated this product 2026-06-23.
Go to provider
You'll complete your application on
Bank Australia's website. Confirm the rate and fees with them
before applying.
When you need a personal loan to make your world a better place, we offer a few that could be just what you're looking for. Holidays, debt consolidation, cars and more.
As published by the lender
- Headline rates - from 7.49% to 9.49%The lender publishes several headline rates; which one applies is the lender's decision.
Lending rates
| Type | Rate | Comparison^ | Purpose | Repayment | Fixed term | Applies to | Interest |
|---|---|---|---|---|---|---|---|
| VARIABLE | 9.49% | 10.53% | UNCONSTRAINED | PRINCIPAL AND INTEREST | - | - | calculated daily, paid monthly |
| VARIABLE | 7.49% | 8.52% | UNCONSTRAINED | PRINCIPAL AND INTEREST | - | - | calculated daily, paid monthly |
| Applicable for Property Owners | |||||||
Fees
| Fee | Type | Amount | Details |
|---|---|---|---|
| Establishment Fee - Personal Loan | UPFRONT | $150 | - |
| Late Payment Fee | LATE_PAYMENT | $0 | - |
| Early Repayment Fee | EVENT | $0 | - |
| Redraw fee | EVENT | $0 | - |
| Monthly fee | PERIODIC | $0 | There is no monthly fee |
Rate history
Rate Comparison rate
The figures behind this chart
| From | Until | Rate | Comparison |
|---|---|---|---|
| 2026-07-15 | 2026-09-30 (current) | 7.49% | 8.52% |
Published figures as captured daily since 2026-07-15. A step is the day the provider's published figure changed; days without a published figure carry the last published value.
Features
- Flexible Repayments: Make your loan repayments weekly, fortnightly or monthly
Who can apply
- min age - 18Individuals (natural persons) must have the legal capacity to enter into the loan contract, provide acceptable identification documentation and be 18 years or older.
- natural personIndividuals only: Not available for non-personal borrowers.
- otherApplications for loans are subject to the Bank's lending criteria.
- residency status - AUAustralian citizen or permanent resident of Australia
Limits
- min limit - 1000.00Minimum loan amount $1,000
The provider's own documents
Published by the provider under the Consumer Data Right. These are their documents, not ours - they are the authority on this product.
Last updated by data holder: 2026-06-23T04:17:23.670Z · Product ID: 1a59253e-f64b-4525-af33-17989bbc3ebf