Greater Bank
Business Visa Credit Card
Greater Bank · cred and chrg cards
Provider last updated this product 2026-09-23.
Credit card for small business
Lending rates
| Type | Rate | Comparison | Purpose | Repayment | Fixed term | Applies to | Interest |
|---|---|---|---|---|---|---|---|
| BALANCE TRANSFER | 6.96% | - | OTHER | PRINCIPAL AND INTEREST | - | - | calculated daily, paid monthly |
| Base rate disclosed. Margins will be applied. | |||||||
| PURCHASE | 6.96% | - | OTHER | PRINCIPAL AND INTEREST | - | - | calculated daily, paid monthly |
| Base rate disclosed. Margins will be applied. | |||||||
| CASH ADVANCE | 6.96% | - | OTHER | PRINCIPAL AND INTEREST | - | - | calculated daily, paid monthly |
| Base rate disclosed. Margins will be applied. | |||||||
Fees
| Fee | Type | Amount | Details |
|---|---|---|---|
| Law stationers fee | EVENT | - | Fee amount will be variable, calculated if and when applicable. Payable for costs and disbursements we pay to our Law Stationers for providing information on a security or acting for us in connection with the Contract or a Security. |
| Registration fee | UPFRONT | - | Fee amount will be variable, calculated if and when applicable. Payable for costs we have to pay to a government body to register any documents in relation to a security. |
| Discharge administration fee | EXIT | $300 | Where secured by Land Title: Payable immediately before you pay out the Contract where there is a Security registered at any Land Titles Registration Office. Where secured by Goods Security Agreement: Payable immediately before you pay out the Contract and your Credit Facility is closed. |
| Card fee | PERIODIC | $20 | Payable per card provided and charged to your account on the last day of the month in which each card is created and thereafter annually on card creation anniversary date. |
| Telegraphic transfer - Foreign Currency (Outgoing International Payment) | WITHDRAWAL | $30 | When transferring in a foreign currency. Fee is inclusive of $20.00 payable to the product issuer, Convera Australia Pty Ltd. |
| Administration fee | EVENT | $350 | Payable when we consent to any subdivision, lease, discharge, partial discharge, change of name, release of Security provider, changing a policy of lenders mortgage insurance, creation of subsequent Security Interest or any dealing in relation to a Security. |
| Replacement card fee | EVENT | $100 | For any replacement card issued overseas. Payable for each replacement card issued within the expiry period, if a replacement card has been previously requested in the preceding 12 months |
| Foreign currency conversion fee | PURCHASE | 3.00% | 3.00% of the value of the transaction in AUD debited to your account when you make a transaction in a foreign currency or in AUD when you are outside of Australia; or in Australia where the merchant or financial institution that processes the transaction is located outside of Australia |
| Legal fee | UPFRONT | - | Fee amount will be variable, calculated if and when applicable. Payable for any costs and disbursements we have to pay to a Solicitor or conveyancer for acting for us in relation to the Contract, Settlement, a Security, Court Application or Discharge. |
| Stamp duty | UPFRONT | - | Fee amount will be variable, calculated if and when applicable. Payable when a liability arises to pay duty to the relevant government body in relation to the Contract, a Security, or any other dutiable document. |
| Missed payment fee | EVENT | $20 | Charged on the last day of the second consecutive statement period, in which the minimum repayment is not made and thereafter on the last day of each statement period that the minimum repayment is not made by the due date. |
| Bulk coin purchase fee - External | WITHDRAWAL | $8 | $8.00 per bag |
| Cash advance fee - Domestic | WITHDRAWAL | 2.00% | If your account has a negative balance you will be charged 2.00% of the cash advance amount. The minimum fee is $1.50, the maximum fee is $20.00. If your account has a positive balance $0.00. Cash advance fees will be calculated from date of transaction and charged on the last day of the statement period. |
| Information fee - Per Page | ENQUIRY | $1 | Payable when we provide information or copies to you or a third party that relates to a Security, dealing document, or any record relating to your Contract or loan account (other than information you are entitled to obtain free of charge under the National Credit Code (where applicable)). |
| EasyPay notification fee - Letter | WITHDRAWAL | $8 | - |
| Replacement card fee | EVENT | $7 | For each replacement card issued in Australia. Payable for each replacement card issued within the expiry period, if a replacement card has been previously requested in the preceding 12 months. |
| Bank transfer fee | WITHDRAWAL | $8 | Applicable when receiving an inward RTGS (Real time gross settlement) |
| Annual fee | PERIODIC | $49 | Charged to your account on the last day of the month in which the primary card is activated and thereafter annually on anniversary date. |
| Valuation fee | UPFRONT | - | Fee amount will be variable, calculated if and when applicable. Payable when we request a valuation of an existing or proposed Security Property |
| Default notice fee | EVENT | $50 | Payable when we send you a notice informing you of a default under your contract. |
| EFT transaction fee (RTGS) | WITHDRAWAL | $20 | Applicable when you send an outward RTGS (Real time gross settlement) |
| Cash advance fee - International | WITHDRAWAL | 2.00% | If your account has a negative balance you will be charged 2.00% of the cash advance amount. The minimum fee is $4.00, the maximum fee is $20.00. If your account has a positive balance $0.00. Cash advance fees will be calculated from date of transaction and charged on the last day of the statement period. |
| Information fee | ENQUIRY | $20 | $20.00 plus $1.00 per page copied. Payable when we provide information or copies to you or a third party that relates to a Security, dealing document, or any record relating to your Contract or loan account (other than information you are entitled to obtain free of charge under the National Credit Code (where applicable)). |
| Overseas ATM | WITHDRAWAL | $5 | $5.00 plus Foreign Currency Conversion Fee |
| Disputed transaction fee | EVENT | $10 | Payable per item and charged when a copy of a disputed transaction is requested. |
| Establishment fee | UPFRONT | $300 | Payable when you ask us to establish a Credit Limit or when you request an increase in the Credit Limit. *Excludes Valuation and Solicitor Costs. Valuation fees are required to be paid upfront. |
| Title insurance premium | UPFRONT | - | Fee amount will be variable, calculated if and when applicable. Payable for the amount we are charged by our insurer for any title and loan protection insurance policy that we require. |
| Mercantile agents fee | EVENT | - | Fee amount will be variable, calculated if and when applicable. The amount payable when you are in default and we send a mercantile agent to discuss this with you. |
| Telegraphic transfer - Australian Currency (Outgoing International Payment) | WITHDRAWAL | $50 | When transferring in AUD. Fee is inclusive of $40.00 payable to the product issuer, Convera Australia Pty Ltd. |
| Bulk coin purchase fee - In branch | WITHDRAWAL | 2.00% | 2.00% of value (minimum $2.00) |
| Foreign currency deposit fee | DEPOSIT | $5 | - |
| Guarantee fee | UPFRONT | $200 | Payable for each guarantee provided. |
| EasyPay notification fee - SMS | WITHDRAWAL | $0.20 | - |
| SMS alert fee | TRANSACTION | $0.20 | Charged for each SMS alert that is sent to you notifying you of account balances and/or other nominated transactions. |
Rate history
The figures behind this chart
| From | Until | Rate |
|---|---|---|
| 2026-07-15 | 2026-09-30 (current) | 6.96% |
Published figures as captured daily since 2026-07-15. A step is the day the provider's published figure changed; days without a published figure carry the last published value.
Features
Who can apply
- min age - 18
- otherMust be identifiable in terms of legislative requirements. Lending criteria apply.
- businessBusinesses only
- residency status - Australian Residents only
Limits
- min limit - 1000.00
- max limit - 100000.00
The provider's own documents
Published by the provider under the Consumer Data Right. These are their documents, not ours - they are the authority on this product.
Last updated by data holder: 2026-09-23T14:00:00Z · Product ID: 3215