Greater Bank
Term Investment - Interest 6 Monthly
Greater Bank · term deposits
Provider last updated this product 2026-09-23.
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Greater Bank's website. Confirm the rate and fees with them
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Fixed amount, fixed term, fixed interest rate, with interest paid 6 monthly and at maturity. Available for any customer.
Deposit rates
| Type | Rate | Term | Calculated | Applies to | Conditions | Interest |
|---|---|---|---|---|---|---|
| FIXED | 0.01% | 23 months | daily | $1,000 - $4,999.99, 14 - 23 months | Maximum fixed rate period. Interest is tiered and calculated daily based on the daily balance. | calculated daily, paid half-yearly |
| Maximum fixed rate period. Interest is tiered and calculated daily based on the daily balance. | ||||||
| FIXED | 0.01% | 35 months | daily | $1,000 - $4,999.99, 24 - 35 months | Maximum fixed rate period. Interest is tiered and calculated daily based on the daily balance. | calculated daily, paid half-yearly |
| Maximum fixed rate period. Interest is tiered and calculated daily based on the daily balance. | ||||||
| FIXED | 0.01% | 47 months | daily | $1,000 - $4,999.99, 36 - 47 months | Maximum fixed rate period. Interest is tiered and calculated daily based on the daily balance. | calculated daily, paid half-yearly |
| Maximum fixed rate period. Interest is tiered and calculated daily based on the daily balance. | ||||||
| FIXED | 0.01% | 59 months | daily | $1,000 - $4,999.99, 48 - 59 months | Maximum fixed rate period. Interest is tiered and calculated daily based on the daily balance. | calculated daily, paid half-yearly |
| Maximum fixed rate period. Interest is tiered and calculated daily based on the daily balance. | ||||||
| FIXED | 0.01% | 60 months | daily | $1,000 - $4,999.99, 60 - 60 months | Maximum fixed rate period. Interest is tiered and calculated daily based on the daily balance. | calculated daily, paid half-yearly |
| Maximum fixed rate period. Interest is tiered and calculated daily based on the daily balance. | ||||||
| FIXED | 3.00% | 23 months | daily | $5,000 - $49,999.99, 14 - 23 months | Maximum fixed rate period. Interest is tiered and calculated daily based on the daily balance. | calculated daily, paid half-yearly |
| Maximum fixed rate period. Interest is tiered and calculated daily based on the daily balance. | ||||||
| FIXED | 4.25% | 35 months | daily | $5,000 - $49,999.99, 24 - 35 months | Maximum fixed rate period. Interest is tiered and calculated daily based on the daily balance. | calculated daily, paid half-yearly |
| Maximum fixed rate period. Interest is tiered and calculated daily based on the daily balance. | ||||||
| FIXED | 3.75% | 47 months | daily | $5,000 - $49,999.99, 36 - 47 months | Maximum fixed rate period. Interest is tiered and calculated daily based on the daily balance. | calculated daily, paid half-yearly |
| Maximum fixed rate period. Interest is tiered and calculated daily based on the daily balance. | ||||||
| FIXED | 3.55% | 59 months | daily | $5,000 - $49,999.99, 48 - 59 months | Maximum fixed rate period. Interest is tiered and calculated daily based on the daily balance. | calculated daily, paid half-yearly |
| Maximum fixed rate period. Interest is tiered and calculated daily based on the daily balance. | ||||||
| FIXED | 3.55% | 60 months | daily | $5,000 - $49,999.99, 60 - 60 months | Maximum fixed rate period. Interest is tiered and calculated daily based on the daily balance. | calculated daily, paid half-yearly |
| Maximum fixed rate period. Interest is tiered and calculated daily based on the daily balance. | ||||||
| FIXED | 3.00% | 23 months | daily | $50,000+, 14 - 23 months | Maximum fixed rate period. Interest is tiered and calculated daily based on the daily balance. | calculated daily, paid half-yearly |
| Maximum fixed rate period. Interest is tiered and calculated daily based on the daily balance. | ||||||
| FIXED | 4.25% | 35 months | daily | $50,000+, 24 - 35 months | Maximum fixed rate period. Interest is tiered and calculated daily based on the daily balance. | calculated daily, paid half-yearly |
| Maximum fixed rate period. Interest is tiered and calculated daily based on the daily balance. | ||||||
| FIXED | 3.75% | 47 months | daily | $50,000+, 36 - 47 months | Maximum fixed rate period. Interest is tiered and calculated daily based on the daily balance. | calculated daily, paid half-yearly |
| Maximum fixed rate period. Interest is tiered and calculated daily based on the daily balance. | ||||||
| FIXED | 3.55% | 59 months | daily | $50,000+, 48 - 59 months | Maximum fixed rate period. Interest is tiered and calculated daily based on the daily balance. | calculated daily, paid half-yearly |
| Maximum fixed rate period. Interest is tiered and calculated daily based on the daily balance. | ||||||
| FIXED | 3.55% | 60 months | daily | $50,000+, 60 - 60 months | Maximum fixed rate period. Interest is tiered and calculated daily based on the daily balance. | calculated daily, paid half-yearly |
| Maximum fixed rate period. Interest is tiered and calculated daily based on the daily balance. | ||||||
Fees
| Fee | Type | Amount | Details |
|---|---|---|---|
| Bank transfer fee | WITHDRAWAL | $8 | Applicable when receiving an inward RTGS (Real time gross settlement) |
| Foreign currency deposit fee | DEPOSIT | $5 | - |
| EFT interest payment elsewhere | WITHDRAWAL | $0.50 | Charged for crediting interest to a non Greater Bank account. |
| EFT transaction fee (RTGS) | WITHDRAWAL | $20 | Applicable when you send an outward RTGS (Real time gross settlement) |
| Information fee | ENQUIRY | $20 | $20.00 plus $1.00 per page |
| Stop payment fee | EVENT | $7 | Charged to stop payment of a cheque you have drawn or a bank cheque. |
| Information fee - Per Page | ENQUIRY | $1 | $20.00 plus $1.00 per page |
| Payment service creation fee | WITHDRAWAL | $2.50 | Charged when a customer requests we create an Easypay or Third Party Payment Service to other than a Greater Bank account. |
| Telegraphic transfer - Australian Currency (Outgoing International Payment) | WITHDRAWAL | $50 | When transferring in AUD. Fee is inclusive of $40.00 payable to the product issuer, Convera Australia Pty Ltd. |
| Telegraphic transfer - Foreign Currency (Outgoing International Payment) | WITHDRAWAL | $30 | When transferring in a foreign currency. Fee is inclusive of $20.00 payable to the product issuer, Convera Australia Pty Ltd. |
Rate history
The figures behind this chart
| From | Until | Rate |
|---|---|---|
| 2026-07-15 | 2026-10-27 (current) | 4.25% |
Published figures as captured daily since 2026-07-15. A step is the day the provider's published figure changed; days without a published figure carry the last published value.
Features
- For Term Deposits opened or last renewed before 23 February 2026, early withdrawals earn a reduced interest rate of 0.01% p.a. for the period invested. For Term Deposits opened or renewed from 23 February 2026, 31 days’ notice is required for early withdrawals, and interest will be recalculated using the reduced interest rate applicable to the shorter investment term.
Who can apply
- otherMust be identifiable in terms of legislative requirements
- residency status - Australian Residents only
Limits
- min balance - 1000.00
- opening balance - 1000.00
The provider's own documents
Published by the provider under the Consumer Data Right. These are their documents, not ours - they are the authority on this product.
Last updated by data holder: 2026-09-23T14:00:00Z · Product ID: 3005