Bank of Melbourne
Amplify Business
Bank of Melbourne · cred and chrg cards
Provider last updated this product 2026-09-30.
Amplify Business is a personal liability business credit card that rewards you for your business expenses. Earn something more rewarding with uncapped points on eligible business purchases.
Lending rates
| Type | Rate | Comparison | Purpose | Repayment | Fixed term | Applies to | Interest |
|---|---|---|---|---|---|---|---|
| PURCHASE | 19.49% | - | OTHER | OTHER | - | - | calculated daily, paid monthly |
| Purchase Rate Charged to purchase balances where full closing balance is not paid by due date | |||||||
| CASH ADVANCE | 20.24% | - | OTHER | OTHER | - | - | calculated daily, paid monthly |
| Cash Advances Applied to any amount of 'cash' withdrawn from account. (includes physical cash and transfer from account) | |||||||
Fees
| Fee | Type | Amount | Details |
|---|---|---|---|
| Card Fee | PERIODIC | $89 | Per account. |
| Foreign Transaction Fee | TRANSACTION | 3.00% | 3% of the Australian dollar value of any Foreign Transaction. |
| Cash Advance Fee | CASH_ADVANCE | 3.00% | - |
| Missed Payment Fee | LATE_PAYMENT | $0 | $0 applied for each missed payment |
| Card Replacement Fee | REPLACEMENT | $0 | Courier costs may apply |
| Overlimit Fee | EVENT | $0 | $0 applied once per statement period if a transaction is made for an amount exceeding the available credit at the date the transaction is debited to your credit card account. |
| Automatic payment fee | PAYMENT | $0 | $0 applied once per statement period for each payment dishonoured made under the automatic payment plan. |
| Copy of a sales voucher | EVENT | $10.50 | - |
| Copy of a deposit or withdrawal form | EVENT | $15 | - |
Rate history
The figures behind this chart
| From | Until | Rate |
|---|---|---|
| 2026-07-15 | 2026-09-30 (current) | 19.49% |
Published figures as captured daily since 2026-07-15. A step is the day the provider's published figure changed; days without a published figure carry the last published value.
Features
- Simplified tax reporting : Export expenses directly into MYOB and BAS or download as an Excel file to make analysis of business transactions easy
- Personal liability business credit card that rewards you for your business expenses
- Earn up to 2.5 Amplify Points per $1 on eligible international spending.
- We will provide you with a monthly statement (the actual date may vary slightly each month) for your card account. If you: are registered for Online Banking, and have supplied us with a valid email address to send statement notifications to; satisfy any other applicable eligibility criteria, your statement will be available to you electronically through our Online Banking service, instead of receiving paper statements in the mail. You may elect to receive paper statements in the mail at any point.
- Automatic Payment Plan : If the principal has an Automatic Payment Plan, we debit the payment specified on statement to the account selected for debiting under the Plan. We debit the payment 25 days after the statement date (or if that is not a banking day, then the next banking day).
- Credit card payments can be paid via Phone banking, Internet banking, BPAY.
- Gambling Preference Request : For a card account, a primary cardholder can request us to decline transaction authorisation requests that we receive and that we are able to recognise as an authorisation request for a gambling transaction. A primary cardholder can make such a request (a 'Gambling Preference Request') by calling us or by another means offered by us from time to time. See our website for more information about this service and how to contact us.
Who can apply
- min age - 18
- businessIntend to use the card predominantly for business expenditure
- residency status - Should have an Australian Residential address
The provider's own documents
Published by the provider under the Consumer Data Right. These are their documents, not ours - they are the authority on this product.
Last updated by data holder: 2026-09-30T01:30:11Z · Product ID: BOMCCBusAmplifyBusiness