Goulburn Murray Credit Union Co-Operative Ltd
Fixed Term Deposit - 12 months
Goulburn Murray Credit Union Co-Operative Ltd · term deposits
Provider last updated this product 2026-10-05.
Go to provider
You'll complete your application on
Goulburn Murray Credit Union Co-Operative Ltd's website. Confirm the rate and fees with them
before applying.
A 12 month term deposit available to invest your money and earn a fixed rate of interest
Deposit rates
| Type | Rate | Term | Calculated | Applies to | Conditions | Interest |
|---|---|---|---|---|---|---|
| FIXED | 0.25% | 12 months | daily | $100 - $4,999, 12 - 12 months | - | calculated daily |
| FIXED | 5.15% | 12 months | daily | $4,999.01 - $1,000,000, 12 - 12 months | - | calculated daily |
Fees
| Fee | Type | Amount | Details |
|---|---|---|---|
| EARLY_WITHDRAWAL_INT_ADJ | CASH_ADVANCE | $0 | Interest rate is reduced when any amount is withdrawn from a Term Deposit before the maturity date. |
Rate history
The figures behind this chart
| From | Until | Rate |
|---|---|---|
| 2026-07-15 | 2026-08-16 | 5.40% |
| 2026-08-17 | 2026-10-04 | 4.90% |
| 2026-10-05 | 2026-10-26 (current) | 5.15% |
Published figures as captured daily since 2026-07-15. A step is the day the provider's published figure changed; days without a published figure carry the last published value.
Features
- If you withdraw all or part of your deposit before maturity, the amount you withdraw early will be subject to a reduced return.
- Minimum term of three months, to a maximum of 24 months.
Who can apply
- natural person
- otherYou must become a member. Visit our website for more details.
Limits
- opening balance - 100.00
- min balance - 100.00
The provider's own documents
- Product overview › (opens in a new tab)
- Terms and conditions › (opens in a new tab)
- Eligibility criteria › (opens in a new tab)
- Fees and pricing › (opens in a new tab)
Published by the provider under the Consumer Data Right. These are their documents, not ours - they are the authority on this product.
Last updated by data holder: 2026-10-05T15:40:10.000+11:00 · Product ID: Term_Deposit_12_months