Bank of China
Bank of China Great Wall International MasterCard Credit Card (Gold Card)
Bank of China · cred and chrg cards
Provider last updated this product 2024-09-25.
The Bank of China Great Wall International Credit Card (Credit Card) can be used for making purchases and at any ATM in Australia and overseas displaying a MasterCard logo or for cash withdrawals at any Bank of China retail branches in Australia. You will enjoy up to 55 days of Interest-free period on purchases. The Credit Card also provides you with other features such as Smart Interest Free Instalment Plan and maximum Monthly Usage Limit for additional cardholders.
Lending rates
| Type | Rate | Comparison | Purpose | Repayment | Fixed term | Applies to | Interest |
|---|---|---|---|---|---|---|---|
| PURCHASE | 19.99% | - | UNCONSTRAINED | UNCONSTRAINED | - | - | calculated daily, paid monthly |
| 19.99% p.a interest on purchase after interest free period | |||||||
| PURCHASE | 21.74% | - | UNCONSTRAINED | UNCONSTRAINED | - | - | calculated daily, paid monthly |
| 21.74% p.a interest on cash advance from transaction date and banlance transfer after transferred period | |||||||
Fees
| Fee | Type | Amount | Details |
|---|---|---|---|
| Fee on Balance Transfer | TRANSACTION | $0 | 2.5% of total transferred amount for 3 months |
| Fee on Balance Transfer | TRANSACTION | $0 | 5% of total transferred amount for 6 months |
| Fee on Balance Transfer | TRANSACTION | $0 | 9% of total transferred amount for 9 months |
| Fee on Balance Transfer | TRANSACTION | $0 | 13% of total transferred amount for 12 months |
| Fee for Smart Interest Free Instalment Plans | TRANSACTION | $0 | 1.35% of total installed amount for 3 months |
| Fee for Smart Interest Free Instalment Plans | TRANSACTION | $0 | 2.6% of total installed amount for 3 months |
| Fee for Smart Interest Free Instalment Plans | TRANSACTION | $0 | 4.25% of total installed amount for 3 months |
| Fee for Smart Interest Free Instalment Plans | TRANSACTION | $0 | 6.25% of total installed amount for 3 months |
| Fee for Smart Interest Free Instalment Plans | TRANSACTION | $0 | 9.95% of total installed amount for 3 months |
| Fee for Smart Interest Free Instalment Plans | TRANSACTION | $0 | 14.10% of total installed amount for 3 months |
| Annual Fee | PERIODIC | $100 | - |
| Currency Conversion Fee | PURCHASE | $0 | 2.5% of total transaction amount |
| Late payment Fee | LATE_PAYMENT | $15 | - |
| Failed inter-bank direct debit fee | EVENT | $20 | - |
| Failed intra-bank direct debit fee | EVENT | $10 | - |
| Cash advance Fee | CASH_ADVANCE | $0 | $3 or 1.5% of the total cash advance amount |
| Copy of statement fee | EVENT | $5 | - |
| Card replacement fee | EVENT | $10 | - |
Rate history
The figures behind this chart
| From | Until | Rate |
|---|---|---|
| 2026-07-15 | 2026-09-30 (current) | 19.99% |
Published figures as captured daily since 2026-07-15. A step is the day the provider's published figure changed; days without a published figure carry the last published value.
Features
Limits
- min limit - 4000
The provider's own documents
Published by the provider under the Consumer Data Right. These are their documents, not ours - they are the authority on this product.
Last updated by data holder: 2024-09-25T14:00:00.000+10:00 · Product ID: MAUGMAU1