Health Professionals Bank
Starter Saver account
Health Professionals Bank · trans and savings accounts
Provider last updated this product 2026-10-01.
Go to provider
You'll complete your application on
Health Professionals Bank's website. Confirm the rate and fees with them
before applying.
Starter Saver Account is a high interest savings account for Under 30 year olds that rewards savings.
Deposit rates
| Type | Rate | Term | Calculated | Applies to | Conditions | Interest |
|---|---|---|---|---|---|---|
| VARIABLE | 5.50% | - | daily | $0 - $50,000 | The product pays members a higher rate of interest on balances up to $20,000.00, with a stepped down rate for balances $20,000.01 and over. Members have funds available at call, with flexibility to access their funds without forfeiting interest within a calendar month. | calculated daily, paid monthly |
| The product pays members a higher rate of interest on balances up to $20,000.00, with a stepped down rate for balances $20,000.01 and over. Members have funds available at call, with flexibility to access their funds without forfeiting interest within a calendar month. | ||||||
| VARIABLE | 4.50% | - | daily | $50,000.01+ | The product pays members a higher rate of interest on balances up to $20,000.00, with a stepped down rate for balances $20,000.01 and over. Members have funds available at call, with flexibility to access their funds without forfeiting interest within a calendar month. | calculated daily, paid monthly |
| The product pays members a higher rate of interest on balances up to $20,000.00, with a stepped down rate for balances $20,000.01 and over. Members have funds available at call, with flexibility to access their funds without forfeiting interest within a calendar month. | ||||||
Rate history
The figures behind this chart
| From | Until | Rate |
|---|---|---|
| 2026-07-15 | 2026-09-29 | 5.25% |
| 2026-09-30 | 2026-09-30 (current) | 5.50% |
Published figures as captured daily since 2026-07-15. A step is the day the provider's published figure changed; days without a published figure carry the last published value.
Features
- The product pays members a higher rate of interest on balances up to $50,000.00, with a stepped down rate for balances $50,000.01 and over. Members have funds available at call, with flexibility to access their funds without forfeiting interest within a calendar month.
Who can apply
- otherYou must be a member. Membership is open to citizens or permanent residents of Australia who are current or retired employees in the Australian health sector or are family members of members (i.e. shareholders) of the Bank.
- residency status - Individuals must be citizens or permanent residents of Australia.
- max age - 29This Product is only available for members aged under 30 years and Students
The provider's own documents
Published by the provider under the Consumer Data Right. These are their documents, not ours - they are the authority on this product.
Last updated by data holder: 2026-10-01T03:26:33.000+10:00 · Product ID: ae92e68a-4104-4894-ba54-408c590a200b