Rabobank
Rural Term Deposit
Rabobank · term deposits
Provider last updated this product 2026-10-13.
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You'll complete your application on
Rabobank's website. Confirm the rate and fees with them
before applying.
With a Term Deposit, you can make the most of your money with fixed returns to maximise your savings.
Deposit rates
| Type | Rate | Term | Calculated | Applies to | Conditions | Interest |
|---|---|---|---|---|---|---|
| FIXED | 2.00% | 1 months | daily | $5,000 - $49,999.99 | - | calculated daily, paid P30D |
| FIXED | 2.00% | 1 months | daily | $50,000 - $1,999,999.99 | For deposits of $2M+ call 1800 025 484 to talk to a Client Services representative for a firm quote. | calculated daily, paid P30D |
| For deposits of $2M+ call 1800 025 484 to talk to a Client Services representative for a firm quote. | ||||||
| FIXED | 2.10% | 2 months | daily | $5,000 - $49,999.99 | - | calculated daily, paid P60D |
| FIXED | 2.10% | 2 months | daily | $50,000 - $1,999,999.99 | For deposits of $2M+ call 1800 025 484 to talk to a Client Services representative for a firm quote. | calculated daily, paid P60D |
| For deposits of $2M+ call 1800 025 484 to talk to a Client Services representative for a firm quote. | ||||||
| FIXED | 4.95% | 3 months | daily | $5,000 - $49,999.99 | - | calculated daily, paid P90D |
| FIXED | 4.95% | 3 months | daily | $50,000 - $1,999,999.99 | For deposits of $2M+ call 1800 025 484 to talk to a Client Services representative for a firm quote. | calculated daily, paid P90D |
| For deposits of $2M+ call 1800 025 484 to talk to a Client Services representative for a firm quote. | ||||||
| FIXED | 3.90% | 4 months | daily | $5,000 - $49,999.99 | - | calculated daily, paid P120D |
| FIXED | 3.90% | 4 months | daily | $50,000 - $1,999,999.99 | For deposits of $2M+ call 1800 025 484 to talk to a Client Services representative for a firm quote. | calculated daily, paid P120D |
| For deposits of $2M+ call 1800 025 484 to talk to a Client Services representative for a firm quote. | ||||||
| FIXED | 3.90% | 5 months | daily | $5,000 - $49,999.99 | - | calculated daily, paid P150D |
| FIXED | 3.90% | 5 months | daily | $50,000 - $1,999,999.99 | For deposits of $2M+ call 1800 025 484 to talk to a Client Services representative for a firm quote. | calculated daily, paid P150D |
| For deposits of $2M+ call 1800 025 484 to talk to a Client Services representative for a firm quote. | ||||||
| FIXED | 5.15% | 6 months | daily | $5,000 - $49,999.99 | - | calculated daily, paid P180D |
| FIXED | 5.15% | 6 months | daily | $50,000 - $1,999,999.99 | For deposits of $2M+ call 1800 025 484 to talk to a Client Services representative for a firm quote. | calculated daily, paid P180D |
| For deposits of $2M+ call 1800 025 484 to talk to a Client Services representative for a firm quote. | ||||||
| FIXED | 5.20% | 9 months | daily | $5,000 - $49,999.99 | - | calculated daily, paid P270D |
| FIXED | 5.20% | 9 months | daily | $50,000 - $1,999,999.99 | For deposits of $2M+ call 1800 025 484 to talk to a Client Services representative for a firm quote. | calculated daily, paid P270D |
| For deposits of $2M+ call 1800 025 484 to talk to a Client Services representative for a firm quote. | ||||||
| FIXED | 5.15% | 12 months | daily | $5,000 - $49,999.99 | - | calculated daily, paid monthly |
| FIXED | 5.20% | 12 months | daily | $5,000 - $49,999.99 | - | calculated daily, paid quarterly |
| FIXED | 5.25% | 12 months | daily | $5,000 - $49,999.99 | - | calculated daily, paid half-yearly |
| FIXED | 5.30% | 12 months | daily | $5,000 - $49,999.99 | - | calculated daily, paid annually |
| FIXED | 5.15% | 12 months | daily | $50,000 - $1,999,999.99 | For deposits of $2M+ call 1800 025 484 to talk to a Client Services representative for a firm quote. | calculated daily, paid monthly |
| For deposits of $2M+ call 1800 025 484 to talk to a Client Services representative for a firm quote. | ||||||
| FIXED | 5.20% | 12 months | daily | $50,000 - $1,999,999.99 | For deposits of $2M+ call 1800 025 484 to talk to a Client Services representative for a firm quote. | calculated daily, paid quarterly |
| For deposits of $2M+ call 1800 025 484 to talk to a Client Services representative for a firm quote. | ||||||
| FIXED | 5.25% | 12 months | daily | $50,000 - $1,999,999.99 | For deposits of $2M+ call 1800 025 484 to talk to a Client Services representative for a firm quote. | calculated daily, paid half-yearly |
| For deposits of $2M+ call 1800 025 484 to talk to a Client Services representative for a firm quote. | ||||||
| FIXED | 5.30% | 12 months | daily | $50,000 - $1,999,999.99 | For deposits of $2M+ call 1800 025 484 to talk to a Client Services representative for a firm quote. | calculated daily, paid annually |
| For deposits of $2M+ call 1800 025 484 to talk to a Client Services representative for a firm quote. | ||||||
| FIXED | 4.95% | 24 months | daily | $5,000 - $49,999.99 | - | calculated daily, paid monthly |
| FIXED | 5.00% | 24 months | daily | $5,000 - $49,999.99 | - | calculated daily, paid quarterly |
| FIXED | 5.05% | 24 months | daily | $5,000 - $49,999.99 | - | calculated daily, paid half-yearly |
| FIXED | 5.10% | 24 months | daily | $5,000 - $49,999.99 | - | calculated daily, paid annually |
| FIXED | 4.95% | 24 months | daily | $50,000 - $1,999,999.99 | For deposits of $2M+ call 1800 025 484 to talk to a Client Services representative for a firm quote. | calculated daily, paid monthly |
| For deposits of $2M+ call 1800 025 484 to talk to a Client Services representative for a firm quote. | ||||||
| FIXED | 5.00% | 24 months | daily | $50,000 - $1,999,999.99 | For deposits of $2M+ call 1800 025 484 to talk to a Client Services representative for a firm quote. | calculated daily, paid quarterly |
| For deposits of $2M+ call 1800 025 484 to talk to a Client Services representative for a firm quote. | ||||||
| FIXED | 5.05% | 24 months | daily | $50,000 - $1,999,999.99 | For deposits of $2M+ call 1800 025 484 to talk to a Client Services representative for a firm quote. | calculated daily, paid half-yearly |
| For deposits of $2M+ call 1800 025 484 to talk to a Client Services representative for a firm quote. | ||||||
| FIXED | 5.10% | 24 months | daily | $50,000 - $1,999,999.99 | For deposits of $2M+ call 1800 025 484 to talk to a Client Services representative for a firm quote. | calculated daily, paid annually |
| For deposits of $2M+ call 1800 025 484 to talk to a Client Services representative for a firm quote. | ||||||
| FIXED | 5.00% | 36 months | daily | $5,000 - $49,999.99 | - | calculated daily, paid monthly |
| FIXED | 5.05% | 36 months | daily | $5,000 - $49,999.99 | - | calculated daily, paid quarterly |
| FIXED | 5.10% | 36 months | daily | $5,000 - $49,999.99 | - | calculated daily, paid half-yearly |
| FIXED | 5.15% | 36 months | daily | $5,000 - $49,999.99 | - | calculated daily, paid annually |
| FIXED | 5.00% | 36 months | daily | $50,000 - $1,999,999.99 | For deposits of $2M+ call 1800 025 484 to talk to a Client Services representative for a firm quote. | calculated daily, paid monthly |
| For deposits of $2M+ call 1800 025 484 to talk to a Client Services representative for a firm quote. | ||||||
| FIXED | 5.05% | 36 months | daily | $50,000 - $1,999,999.99 | For deposits of $2M+ call 1800 025 484 to talk to a Client Services representative for a firm quote. | calculated daily, paid quarterly |
| For deposits of $2M+ call 1800 025 484 to talk to a Client Services representative for a firm quote. | ||||||
| FIXED | 5.10% | 36 months | daily | $50,000 - $1,999,999.99 | For deposits of $2M+ call 1800 025 484 to talk to a Client Services representative for a firm quote. | calculated daily, paid half-yearly |
| For deposits of $2M+ call 1800 025 484 to talk to a Client Services representative for a firm quote. | ||||||
| FIXED | 5.15% | 36 months | daily | $50,000 - $1,999,999.99 | For deposits of $2M+ call 1800 025 484 to talk to a Client Services representative for a firm quote. | calculated daily, paid annually |
| For deposits of $2M+ call 1800 025 484 to talk to a Client Services representative for a firm quote. | ||||||
| FIXED | 5.05% | 48 months | daily | $5,000 - $49,999.99 | - | calculated daily, paid monthly |
| FIXED | 5.10% | 48 months | daily | $5,000 - $49,999.99 | - | calculated daily, paid quarterly |
| FIXED | 5.15% | 48 months | daily | $5,000 - $49,999.99 | - | calculated daily, paid half-yearly |
| FIXED | 5.20% | 48 months | daily | $5,000 - $49,999.99 | - | calculated daily, paid annually |
| FIXED | 5.05% | 48 months | daily | $50,000 - $1,999,999.99 | For deposits of $2M+ call 1800 025 484 to talk to a Client Services representative for a firm quote. | calculated daily, paid monthly |
| For deposits of $2M+ call 1800 025 484 to talk to a Client Services representative for a firm quote. | ||||||
| FIXED | 5.10% | 48 months | daily | $50,000 - $1,999,999.99 | For deposits of $2M+ call 1800 025 484 to talk to a Client Services representative for a firm quote. | calculated daily, paid quarterly |
| For deposits of $2M+ call 1800 025 484 to talk to a Client Services representative for a firm quote. | ||||||
| FIXED | 5.15% | 48 months | daily | $50,000 - $1,999,999.99 | For deposits of $2M+ call 1800 025 484 to talk to a Client Services representative for a firm quote. | calculated daily, paid half-yearly |
| For deposits of $2M+ call 1800 025 484 to talk to a Client Services representative for a firm quote. | ||||||
| FIXED | 5.20% | 48 months | daily | $50,000 - $1,999,999.99 | For deposits of $2M+ call 1800 025 484 to talk to a Client Services representative for a firm quote. | calculated daily, paid annually |
| For deposits of $2M+ call 1800 025 484 to talk to a Client Services representative for a firm quote. | ||||||
| FIXED | 5.15% | 60 months | daily | $5,000 - $49,999.99 | - | calculated daily, paid monthly |
| FIXED | 5.20% | 60 months | daily | $5,000 - $49,999.99 | - | calculated daily, paid quarterly |
| FIXED | 5.25% | 60 months | daily | $5,000 - $49,999.99 | - | calculated daily, paid half-yearly |
| FIXED | 5.30% | 60 months | daily | $5,000 - $49,999.99 | - | calculated daily, paid annually |
| FIXED | 5.15% | 60 months | daily | $50,000 - $1,999,999.99 | For deposits of $2M+ call 1800 025 484 to talk to a Client Services representative for a firm quote. | calculated daily, paid monthly |
| For deposits of $2M+ call 1800 025 484 to talk to a Client Services representative for a firm quote. | ||||||
| FIXED | 5.20% | 60 months | daily | $50,000 - $1,999,999.99 | For deposits of $2M+ call 1800 025 484 to talk to a Client Services representative for a firm quote. | calculated daily, paid quarterly |
| For deposits of $2M+ call 1800 025 484 to talk to a Client Services representative for a firm quote. | ||||||
| FIXED | 5.25% | 60 months | daily | $50,000 - $1,999,999.99 | For deposits of $2M+ call 1800 025 484 to talk to a Client Services representative for a firm quote. | calculated daily, paid half-yearly |
| For deposits of $2M+ call 1800 025 484 to talk to a Client Services representative for a firm quote. | ||||||
| FIXED | 5.30% | 60 months | daily | $50,000 - $1,999,999.99 | For deposits of $2M+ call 1800 025 484 to talk to a Client Services representative for a firm quote. | calculated daily, paid annually |
| For deposits of $2M+ call 1800 025 484 to talk to a Client Services representative for a firm quote. | ||||||
Fees
| Fee | Type | Amount | Details |
|---|---|---|---|
| Account keeping fee | PERIODIC | $0 | - |
| Early withdrawal fee | EXIT | - | If you would like to withdraw your Term Deposit prior to maturity, you will be required to provide us with at least 31 calendar days' notice and pay an early withdrawal fee unless we determine that you are suffering financial hardship. Please refer to the Terms and Conditions for details. |
Rate history
The figures behind this chart
| From | Until | Rate |
|---|---|---|
| 2026-07-15 | 2026-09-14 | 5.15% |
| 2026-09-17 | 2026-10-26 (current) | 5.30% |
Published figures as captured daily since 2026-07-15. A step is the day the provider's published figure changed; days without a published figure carry the last published value.
Features
- From February 1 2012, the Financial Claims Scheme applies to eligible deposits with a balance up to $250,000 per account holder, per Authorised Deposit-taking Institution.
Who can apply
- min age - 18The applicant and each account owner must be at least 18 years old.
- otherAvailable for individuals (including Joint applicants), Businesses (including companies and partnerships), Trusts and Self-Managed Superannuation Funds and other forms of business structures that Rabobank may accept from time to time.
Limits
- opening balance - 5000.00
The provider's own documents
- Product overview › (opens in a new tab)
- Terms and conditions › (opens in a new tab)
- Fees and pricing › (opens in a new tab)
Published by the provider under the Consumer Data Right. These are their documents, not ours - they are the authority on this product.
Last updated by data holder: 2026-10-13T05:42:17Z · Product ID: 2a3e2af9-c06b-410d-a62e-11861dba1bef