Rabobank
Rabobank Farm Management Deposit (Fixed rate)
Rabobank · term deposits
Provider last updated this product 2026-05-13.
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You'll complete your application on
Rabobank's website. Confirm the rate and fees with them
before applying.
Being available to individual primary producers, the Rabobank Farm Management Deposit (FMD) account can enable them set aside surplus pre-tax income from profitable seasons to help out in leaner times.
Deposit rates
| Type | Rate | Term | Calculated | Applies to | Conditions | Interest |
|---|---|---|---|---|---|---|
| FIXED | 2.00% | 1 months | daily | $1,000 - $99,999.99 | - | calculated daily, paid P30D |
| FIXED | 2.00% | 2 months | daily | $1,000 - $99,999.99 | - | calculated daily, paid P60D |
| FIXED | 4.25% | 3 months | daily | $1,000 - $99,999.99 | - | calculated daily, paid P90D |
| FIXED | 4.00% | 4 months | daily | $1,000 - $99,999.99 | - | calculated daily, paid P120D |
| FIXED | 4.00% | 5 months | daily | $1,000 - $99,999.99 | - | calculated daily, paid P150D |
| FIXED | 4.85% | 6 months | daily | $1,000 - $99,999.99 | - | calculated daily, paid P180D |
| FIXED | 5.00% | 9 months | daily | $1,000 - $99,999.99 | - | calculated daily, paid P270D |
| FIXED | 2.00% | 1 months | daily | $100,000 - $499,999.99 | - | calculated daily, paid P30D |
| FIXED | 2.00% | 2 months | daily | $100,000 - $499,999.99 | - | calculated daily, paid P60D |
| FIXED | 4.25% | 3 months | daily | $100,000 - $499,999.99 | - | calculated daily, paid P90D |
| FIXED | 4.00% | 4 months | daily | $100,000 - $499,999.99 | - | calculated daily, paid P120D |
| FIXED | 4.00% | 5 months | daily | $100,000 - $499,999.99 | - | calculated daily, paid P150D |
| FIXED | 4.85% | 6 months | daily | $100,000 - $499,999.99 | - | calculated daily, paid P180D |
| FIXED | 5.00% | 9 months | daily | $100,000 - $499,999.99 | - | calculated daily, paid P270D |
| FIXED | 2.00% | 1 months | daily | $500,000 - $800,000 | - | calculated daily, paid P30D |
| FIXED | 2.00% | 2 months | daily | $500,000 - $800,000 | - | calculated daily, paid P60D |
| FIXED | 4.25% | 3 months | daily | $500,000 - $800,000 | - | calculated daily, paid P90D |
| FIXED | 4.00% | 4 months | daily | $500,000 - $800,000 | - | calculated daily, paid P120D |
| FIXED | 4.00% | 5 months | daily | $500,000 - $800,000 | - | calculated daily, paid P150D |
| FIXED | 4.85% | 6 months | daily | $500,000 - $800,000 | - | calculated daily, paid P180D |
| FIXED | 5.00% | 9 months | daily | $500,000 - $800,000 | - | calculated daily, paid P270D |
| FIXED | 5.00% | 12 months | daily | $1,000 - $99,999.99 | - | calculated daily, paid quarterly |
| FIXED | 5.05% | 12 months | daily | $1,000 - $99,999.99 | - | calculated daily, paid half-yearly |
| FIXED | 5.10% | 12 months | daily | $1,000 - $99,999.99 | - | calculated daily, paid annually |
| FIXED | 4.80% | 24 months | daily | $1,000 - $99,999.99 | - | calculated daily, paid quarterly |
| FIXED | 4.85% | 24 months | daily | $1,000 - $99,999.99 | - | calculated daily, paid half-yearly |
| FIXED | 4.90% | 24 months | daily | $1,000 - $99,999.99 | - | calculated daily, paid annually |
| FIXED | 5.00% | 12 months | daily | $100,000 - $499,999.99 | - | calculated daily, paid quarterly |
| FIXED | 5.05% | 12 months | daily | $100,000 - $499,999.99 | - | calculated daily, paid half-yearly |
| FIXED | 5.10% | 12 months | daily | $100,000 - $499,999.99 | - | calculated daily, paid annually |
| FIXED | 4.80% | 24 months | daily | $100,000 - $499,999.99 | - | calculated daily, paid quarterly |
| FIXED | 4.85% | 24 months | daily | $100,000 - $499,999.99 | - | calculated daily, paid half-yearly |
| FIXED | 4.90% | 24 months | daily | $100,000 - $499,999.99 | - | calculated daily, paid annually |
| FIXED | 5.00% | 12 months | daily | $500,000 - $800,000 | - | calculated daily, paid quarterly |
| FIXED | 5.05% | 12 months | daily | $500,000 - $800,000 | - | calculated daily, paid half-yearly |
| FIXED | 5.10% | 12 months | daily | $500,000 - $800,000 | - | calculated daily, paid annually |
| FIXED | 4.80% | 24 months | daily | $500,000 - $800,000 | - | calculated daily, paid quarterly |
| FIXED | 4.85% | 24 months | daily | $500,000 - $800,000 | - | calculated daily, paid half-yearly |
| FIXED | 4.90% | 24 months | daily | $500,000 - $800,000 | - | calculated daily, paid annually |
Fees
| Fee | Type | Amount | Details |
|---|---|---|---|
| Account keeping fee | PERIODIC | $0 | - |
| Early withdrawal fee | EXIT | - | If you would like to withdraw your Term Deposit prior to maturity, you will be required to provide us with at least 31 calendar days' notice and pay an early withdrawal fee unless we determine that you are suffering financial hardship. Please refer to the Terms and Conditions for details. |
Rate history
The figures behind this chart
| From | Until | Rate |
|---|---|---|
| 2026-07-15 | 2026-10-26 (current) | 5.10% |
Published figures as captured daily since 2026-07-15. A step is the day the provider's published figure changed; days without a published figure carry the last published value.
Features
- From February 1 2012, the Financial Claims Scheme applies to eligible deposits with a balance up to $250,000 per account holder, per Authorised Deposit-taking Institution.
Who can apply
- natural personYou must be an individual primary producer (with taxable non-primary production income of $100,000 or less for the income year or another amount as amended by legislation from time to time) at the time of making a Farm Management Deposit.
- otherSuitable for farmers (individual primary producers) only.
- otherApplicants who are minors (less than 18 years of age) will be considered if they are a beneficiary of a trust. Rabobank will require an Authorised Signatory who is 18 years or older to operate the Account on behalf of the minor.
Limits
- max balance - 800000.00The total balance in all your Farm Management Deposit accounts, across all financial institutions, can't be more than $800,000 (or another amount as amended by legislation from time to time).
- opening balance - 1000.00
The provider's own documents
- Product overview › (opens in a new tab)
- Terms and conditions › (opens in a new tab)
- Eligibility criteria › (opens in a new tab)
- Fees and pricing › (opens in a new tab)
Published by the provider under the Consumer Data Right. These are their documents, not ours - they are the authority on this product.
Last updated by data holder: 2026-05-13T00:54:30Z · Product ID: 2033f456-12a3-4daf-8d68-feec78bf26ef