St.George Bank
Business Vantage
St.George Bank · cred and chrg cards
Provider last updated this product 2026-05-25.
A low interest rate on purchases to help manage your business cash flow
Lending rates
| Type | Rate | Comparison | Purpose | Repayment | Fixed term | Applies to | Interest |
|---|---|---|---|---|---|---|---|
| PURCHASE | 9.99% | - | OTHER | OTHER | - | - | calculated daily, paid monthly |
| Purchase Rate Charged to purchase balances where full closing balance is not paid by due date | |||||||
| CASH ADVANCE | 17.15% | - | OTHER | OTHER | - | - | calculated daily, paid monthly |
| Cash advances Applied to any amount of 'cash' withdrawn from account. (includes physical cash and transfer from account) | |||||||
Fees
| Fee | Type | Amount | Details |
|---|---|---|---|
| Card Fee | PERIODIC | $55 | Per card. |
| Foreign Transaction Fee | TRANSACTION | 3.00% | 3% of the Australian dollar value of any Foreign Transaction. |
| Cash Advance Fee | CASH_ADVANCE | 3.00% | - |
| Missed Payment Fee | LATE_PAYMENT | $0 | $0 applied for each missed payment |
| Card Replacement Fee | REPLACEMENT | $0 | Courier costs may apply |
| Overlimit Fee | EVENT | $0 | $0 applied once per statement period if a transaction is made for an amount exceeding the available credit at the date the transaction is debited to your credit card account. |
| Automatic payment fee | PAYMENT | $0 | $0 applied once per statement period for each payment dishonoured made under the automatic payment plan. |
| Statement Copy Fee | EVENT | $2 | $2 for requests via Phone Banking or Internet Banking and $2 for all other requests |
| Copy of a sales voucher | EVENT | $10.50 | - |
| Copy of a deposit or withdrawal form | EVENT | $15 | - |
Rate history
The figures behind this chart
| From | Until | Rate |
|---|---|---|
| 2026-07-15 | 2026-09-30 (current) | 9.99% |
Published figures as captured daily since 2026-07-15. A step is the day the provider's published figure changed; days without a published figure carry the last published value.
Features
- Easier expense reporting : Detailed statements help to monitor and manage your expenses with optional consolidated summaries by department and division.
- Available for Businesses : Available for many business structures including sole traders, companies, incorporated associations, partnerships and trusts.
- Competitive rates : Enjoy a low rate of 9.99% p.a. (variable) on purchases (new cards only) and 17.15% p.a. (variable) on cash advances.
- We will send you and the Principal a monthly statement at the nominated mailing address (not always on the same day of each month) for the card account. However, we need not send a statement under certain criteria. Please see T&C document for more details
- Automatic Payment Plan : If the principal has an Automatic Payment Plan, we debit the payment specified on statement to the account selected for debiting under the Plan. We debit the payment 25 days after the statement date (or if that is not a banking day, then the next banking day).
- Credit card payments can be paid via Phone banking, Internet banking, BPAY.
Who can apply
- min age - 18Are at least 18 years of age
- residency status - Are a permanent resident
- businessIntend to use the card predominantly for business expenditure
- businessShould have business registered in Australia
The provider's own documents
Published by the provider under the Consumer Data Right. These are their documents, not ours - they are the authority on this product.
Last updated by data holder: 2026-05-25T00:00:00Z · Product ID: STGCCBusBusinessVantage